Quote (Halfdead14 @ Jan 25 2017 04:35pm)
II. THE INSURANCE DOES NOT INSURE:
Coins, bullion, loose diamonds or stones, stocks, bonds, currency, deeds, evidences of debt, travelers checks, money orders, gift certificates, calling cards, lottery tickets, admission tickets, or any other negotiable documents.
Loss from delay, deterioration, spoilage or contamination of perishable merchandise except when resulting from fire.
Merchandise shipped on consignment, memorandum or approval unless shipped in fulfillment of an order or request.
Plasma televisions or monitors.
Loss, damage or non-arrival of any Package which:
Is addressed, wrapped or packed insufficiently, incorrectly or contrary to Carrier’s packaging requirements; or
Bears a descriptive label or packaging which tends to describe nature of contents EXCEPT if shipped via Parcel Post and required by Postal Law and Regulations.
Against loss or damage arising out of dishonesty on the part of you, your employees, a Certificate Holder or a Certificate Holder’s employees.
Against loss or damage caused by or resulting from:
Hostile or warlike action in time of peace or war, including action in hindering, combating or defending against an actual, impending or expected attack by:
Any government or sovereign power (de jure or de facto);
Any authority maintaining or using military, naval or air forces;
Military, naval or air forces; or
An agent of any such government power, authority or forces;
Any weapon of war employing atomic fission or radioactive force whether in time of peace or war;
Insurrection, rebellion, revolution, civil war, usurped power, or action taken by governmental authority in hindering, combating or defending against such an occurrence;
Seizure or destruction under quarantine or Customs regulations;
Confiscation by order of any government or public authority or risks of contraband or illegal transportation or trade; or
Nuclear reaction or radiation, or radioactive contamination, however caused. But if nuclear reaction or radiation, or radioactive contamination, results in fire, we will pay for the loss or damage caused by that fire.
Insurance companies are all for Profit with stock holders.
Everyone from the board of directors to the lowest level of management don't want to make a claim EVER.