Quote (Z97 @ Sep 14 2015 09:45pm)
That first pay may be so as the pulling but if he decides to say fuck it YOLO then you can get dinged for that if you're a co-borrower.
That's a possibility, sure, but that's making assumptions about his financial responsibility.
I'm not worried about it though. He's a very responsible person (more so than me), pays off everything on time (never carries a balance because paying interest is pissing away money), and quite good at budgeting expenses. I've never had any financial issues come up with him in the nearly 5 years we've been together.
He has an even better understanding of how credit and finances work than me and has a credit score that reflects this (something in the low 800s). But you're right, score isn't everything. It's just a general indicator of how responsibly you manage your finances.
This post was edited by missalaire on Sep 14 2015 07:56pm