I play the bullseye game and refer users, doing the surveys are a waste and just cause spam in your email. No credit card is required and you buy direct from amazon.com with the points you earn.

http://www.points2shop.com/index.php?ref=uin1240151981

You will recieve 250 points ($2.50) for just signing up and just as a test I suggest you order a $1.00 check in the mail which should arrive in 5-7 days and then once you cash it that should verify this website is legit and have fun earning free stuff