Looking to start a Character with someone i'll be brand new to the game.

lmk if your playing on a PvP server. Ive got gold for sale at a 1:2 ratio and ill offer some newbie advice

I just read somewhere that the game is pay monthly? lol.

It is, but most people buy Chronoscrolls (player bought 1 month subs that can be sold on the auction house) with in game gold and use those instead of paying.

Most big MMOs are P2P.

Yeah, not happening i thought it was a one time fee.

lies. the business model has switched from P2p to B2P which is buy to play.

Every person i've talked to said its buy then pay to play.

you can easilly buy chronoscroll ^^, it cost around 1500-1750 gold and gold is really easy to get. My friend lvl 50 can get 1k gold a days lol

When I buy it does it come with a month?

chronoscroll is 30 days that add on ur subscrib