It has monthly payment, but thanks to the 30-day in game time Scroll you can buy with in game gold for dirt cheap pretty much, it becomes f2p.
and I would play this over D3 anyday, I've played both, and I came back to Tera.
Edit: The game can only be good or bad depending on your own preferences, we can't be the judge of that. Everybodies too biased. All I can say is taht I play it, and don't really plan to quit anytime soon o_o.. for now..
This post was edited by IshidoKazemi on Jul 25 2012 03:03am