Quote (pat777b @ 22 Oct 2022 18:55)
It's not worth it. It's better to just use your merc to kill Baal wave 2. A reaper's toll might merc will kill wave 2 fast. Use redemption aura to make sure undead stay dead. Even if you have an insight holy freeze merc, it'll still be better to let the merc do the killing. You also don't want the penalty from the magic charm just to kill wave 2 marginally faster.
You're right the penalty is not worth keeping it in inventory. I think I'll use this charm only if I'm running just Baal.