Honestly, Just make a blizzard sorc and farm ilvl 85 areas,meph, and pindle. You can clear most content with blizz with self found or cheap stuff. I.e. double spirits, magi, insight. Farm nm with frozen orb until you get basic equipment then respec to blizz for hell. Outright buying a full pally setup isn't worth it imo.
Plus you can always make fg by selling insight/ spirit sets with hel runes included just to get started.