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Member
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Aug 17 2011 11:50pm
Hey, I know lots of you are smart people and are in or graduated college.

I have run out of co signers for my loans and still cannot get them on my own. I have paid all my SallieMae payments on time, but they still want a cosigner. I have had a credit card for the last 8 months used it and paid it off in full every month. Since I had no credit until the last year my credit is still pretty bad its around 620.

Does anyone know if any private loans are "easier" to get and more lenient with credit scores?
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Aug 18 2011 12:56am
no they arent imo easier.. :/
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Aug 18 2011 05:36am
Private loans, generally, aren'talways the best. They're also credit based, unless you have a credit worth Co signer.

Before trying this, I would sugeest the following
Apply for scholarships and free money.
Apply for low -cost federal student loans (if you haven't already)
Ask your parents about a federal parent loan


Private lenders can be much easier to get loans from actually.

You'll need to locate a private lender who makes the type of personal loans you need.
When you do locate your private lender; ask for details of their loans or 'lending parameters'.
Complete the paperwork following the guidelines of the particular private lender. Be sure you type the document and send them in to your lender for approval.

You'll commonly find these private lenders in the 'Money Available' pages of your local large-city newspaper, particularly the Sunday issues, in magazines serving your business, in trade group publications, and in other special journals.

There are also firms that have been publishing the names and addresses of private lenders and investors in specialized publications over the past twenty years. You can search them out in your local or business public library.

Feel free to pm me or post here if you need further assistance :)
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Aug 18 2011 05:39am
Depends on the user too.
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