constant 500dmg
40% block => 200 constant dmg
75% block => 125 constant dmg
35% block = 70extra dex needed = 70 less vita = 200-400 life lost
20 attacks on 40% block=>4000
20 attacks on 75% block=>2500
you have 4.6k life with 40% block, and get -4000 life after 20 attacks leaving 600 life
you have 4.2k life with 75% block, and get -2500 life after 20 attacks leaving 1700 life
it leaves you with higher chance of survival and hammerdins are almost the same as melee as they have to teleport onto monsters/enemy so they will get hit anyway.
characters who do not need max block are limited; bowazons, no-shield barbs, summoners (not all), sometimes druids.