Quote (agp84777 @ Jul 18 2011 02:10am)
How exactly would this forum know if the money is stolen? If someone steals the information needed to make an purchase using ETF, I can guarantee the account's bank would close the account and not allow it's customer to make a new one due to irresponsibility. In any case, it would be up to the victim of the identity theft to report said transactions, and even then merchants who received funds would not have to give the money back. The bank would take a loss.
The only possible reason I could see for a wait is if someone used a credit card for purchase, in which case the transaction can easily be returned. However, I used an instantaneous method of payment and so this does not apply. If an EFT would overdraft said bank account, the transaction would not go through unless a special agreement to pay was reached with a bank due to recent regulations that were passed concerning the service. Needless to say I feel this is a fault in the system.
You do not "have to donate"..... dont like how the admin run things? If I was you, spending real life money on virtual cash, Iwould definately would have read over the forum gold FAQ, intensively before sending my $$$ out, but that's just me.
This site is a privilege to be on.