It's worth it if your gameplan is to sell every gems and reroll for circlets or rings.
Making fg after 5k is easy. It's the same with real life economy. Let money make money for you.
Started last ladder season (ROTW) with 0 FG and 0 items except a terribly rolled enigma. Sitting at ~140k value today (my fg+unsold items). The fun part is only 5k fg came from ladder. From then on, I just traded to 140k in nonladder from that 5k. I dont buy and sell, if you check my rune prices they are always below or equal to market price. Most of my trades are in-game trades (I play the game not jsp). I could get way more if I played D2JSP.
It’s always worth it if the FG you spend increases your enjoyment of the game.
thanks for this - yeah i was realizing i was spending more time trading and less time playin...