ah thats again where you are mistakin, no annual fees, and i just have credit just to have it. its ignorance that has left you to neglect it and ill honestly probably have my house cars etc paid off at an earlier time in life and it didnt take me tell 32 to get into this house i plan on building next year thats worth 300k

He wont duel my hdin because his lifetap wont work versus it and he cant cheese at all or use sorb... So now I'm just trolling him and making him feel bad about his actual life

all you have done was mad yourself look bad in the process L

When you FINANCE a car with any form of credit there are fees, same with a house its called APR same goes for a loan... You clearly have no fucking idea what ur talking about and it shows... I said I was 28 not 32 when i bought this property, I'm 32 now... please learn to read and keep up bub.

All credit does is allow your APR to be lower... because you are at lower risk of NOT paying... Theres still a fucking fee, they dont just loan you shit and get nothing in return.

This post was edited by DatNiggaJesse on Mar 6 2021 03:46pm

see this is the exact reason why you have shitty things in life, you dont know how credit or financing works at all

but with credit thats shitty like your's i can see how you might thing its a bad thing because you have brought that apon yourself

retards still retarding.

i went and got taco bell, come back to 20 more pages of this shit LOL go home

I can already tell right now you run a secure credit card... 700 credit is not hard to obtain with a card especially if you finance. Secure cards have no APR because its limit is so low (like 500-1000?) it also doesnt allow you to overdraw, its the safest form of credit. But when you got finance a car or house you pay a fee and depending on your credit depends on your fee's. Someone with a 500 credit score will probably pay 20,000 for a 10,000 vehicle.. someone with 750 will probably pay 20,000 for a 15,000 vehicle.. thats why i dont use credit. I dont need it and it ends up costing more.

My credit is not as good as yours but its still high enough to finance anything I want with a low APR, I dont own a credit card only reason my score is in the low 700's... How do I not know what I'm talking about? Please someone inform this moron how credit and real life works, clearly living at his parents working for his dad and using a secure credit card means hes bigshiz LOL

This post was edited by DatNiggaJesse on Mar 6 2021 03:49pm

You still havnt answered how someone who pays with cash NEEDS credit, you havn't explained one bit why a person like me NEEDS credit? I don't... I can go out tommorow and buy a 300,000 home. I dont need to finance it. All credit is for is living beyond your means.

all having credit would mean is that I owe moeny to the bank for my house and my cars... you dont seem to understand all my shits PAID OFF.

This post was edited by DatNiggaJesse on Mar 6 2021 03:52pm

i like how you try to negate my success's because the reality of it is im flexing on you and your lifes a dumpster fire

go lay down in your twin bed on your block home