Credit Score really means nothing tbh... Only if you can't afford to live by your own means... Only thing credit is good for is financing which I never do. If I want a car I just go pay cash... same for my house and everything else.

This post was edited by DatNiggaJesse on Mar 6 2021 03:32pm

i dont use credit cards either, just hold to them to gain credit

The only reason you would need credit is if you don't have a proper savings... js but your score is quite good for 20 years old. Why would you need credit if you make 150k a year?

This post was edited by DatNiggaJesse on Mar 6 2021 03:32pm

why wouldnt i build up my credit? 0 reasons not to rofl

Why would you if you never finance? Oh thats right, credit is for people who dont have cash and need to pay payments... I dont do that shit, fuck paying an annual fee.

This post was edited by DatNiggaJesse on Mar 6 2021 03:33pm

rofl i dont pay annual fee by holding a certain amount of money in my account at all times

and your just an imbecile and will truely get nothing in life if you think credit is for broke people

and using a credit card alot is bad for your credit, holding one without using it is good for your credit

your just a fucking idiot bro

This post was edited by KappaDpride on Mar 6 2021 03:35pm

If you finance a vehicle or a house you pay a certain percentage fee, same with a credit card... Unless you use secure credit.

I mean I own a house, 3 cars, 2 snowmobiles, 4 acres of land, tons of tools and other cool shit dirtbike 4 wheeler the list goes on... all paid off with cash. Why would I need credit?

You have to use a credit card to get credit, the fuck are you talking about? Credit most definitely IS for broke people.

fuck you're really dense

So why do I need credit then?