Quote (FMX_89 @ Jul 28 2013 04:48pm)

Don't mention the mods to the adjuster.  Most companies won't let you touch anything bolted to the car once they put a price on it unless you buy the car back from them as scrap. Even stereo stuff.  Once he puts a price on it it's as it sits.

The insurance company is probably not going to give 2 fucks about the guy not having a license.  They are liable for damages and whatever you weasel out of them for pain and suffering. The guy not having a license falls back on the owner which will probably be a separate lawsuit. The insurance company will probably drop his business anyway.

Quote (JDH @ Jul 28 2013 06:19pm)

in before 2 years later you still havent gotten your settlement

when i hit the horse in my s10 it was an open and shut case because someones farm animal was on the highway they are automatically liable. i got screwed around for 2 years before i finally got my money. we were at the last step before i had to take him into actual court. just because its a black and white case doesnt mean they wont drag everything out to the deadline and make you wait a while before you get paid.

Quote (FMX_89 @ Jul 28 2013 08:48pm)

Don't mention the mods to the adjuster.  Most companies won't let you touch anything bolted to the car once they put a price on it unless you buy the car back from them as scrap. Even stereo stuff.  Once he puts a price on it it's as it sits.

The insurance company is probably not going to give 2 fucks about the guy not having a license.  They are liable for damages and whatever you weasel out of them for pain and suffering. The guy not having a license falls back on the owner which will probably be a separate lawsuit. The insurance company will probably drop his business anyway.

Quote (AkuuZ @ Jul 28 2013 06:59pm)

im not even sure if the unlicensed part is a lawsuit. it will probably result in some sort of jail time from either the driver, the car wash owner or both. i dont know if sopranos can actually sue based on that, only thing he can sue for is the damages done and pain/suffering. the no incensed thing will prolly be a separate court trial with the state that is aside from what sopranos can claim. and once they haul it away, they arent supposed to touch anything on it other than what they are repairing. the car goes to the car shop and the car shop gives the insurance an estimate on how much it costs to repair. then the insurance company pays them to repair it, or they declare it as totaled. i honestly wouldnt be overly optimistic about getting the car totaled out. if the costs to repair the car is less than $28,000(or whatever it is currently worth) its going to get repaired. especially since no air bags were deployed and there wasnt any engine damage, it all seems to be body damage. Just saying you might want to not be looking to hard into a new car, as its a good possibility that your car is repairable for less than the cars worth. When my TC was wrecked i was thinking that it was going to be totalled out, it only cost like $4,000 to fix it.

obviously i dont know what other damage is done to it under the car, supension, frame ect, but just from a body perspective its repairable; heres a mustang with similar damage that didnt get totalled (the owner said it was a $9,000 repair)
http://www.allfordmustangs.com/forums/attachments/introductions/233777d1370694494-2013-mustang-gt-t-boned-image.jpg

Quote (FMX_89 @ Jul 28 2013 07:55pm)

Negligence and endangerment would be the only grounds for a civil suit.  He can sue over something that goes to criminal court.

Quote (AkuuZ @ Jul 28 2013 07:59pm)

im not even sure if the unlicensed part is a lawsuit. it will probably result in some sort of jail time from either the driver, the car wash owner or both. i dont know if sopranos can actually sue based on that, only thing he can sue for is the damages done and pain/suffering. the no incensed thing will prolly be a separate court trial with the state that is aside from what sopranos can claim. and once they haul it away, they arent supposed to touch anything on it other than what they are repairing. the car goes to the car shop and the car shop gives the insurance an estimate on how much it costs to repair. then the insurance company pays them to repair it, or they declare it as totaled. i honestly wouldnt be overly optimistic about getting the car totaled out. if the costs to repair the car is less than $28,000(or whatever it is currently worth) its going to get repaired. especially since no air bags were deployed and there wasnt any engine damage, it all seems to be body damage. Just saying you might want to not be looking to hard into a new car, as its a good possibility that your car is repairable for less than the cars worth. When my TC was wrecked i was thinking that it was going to be totalled out, it only cost like $4,000 to fix it.

obviously i dont know what other damage is done to it under the car, supension, frame ect, but just from a body perspective its repairable; heres a mustang with similar damage that didnt get totalled (the owner said it was a $9,000 repair)
http://www.allfordmustangs.com/forums/attachments/introductions/233777d1370694494-2013-mustang-gt-t-boned-image.jpg

Quote (gusdidit @ Jul 28 2013 08:53pm)

Exactly, but this is where the license comes into play. The fact that the car wash owner  allowed an unlicensed driver to operate vehicles that were in his care is grounds for suit on sopranos' part. The owner of the truck also has pretty solid grounds for a law suit.

Quote (AkuuZ @ Jul 28 2013 07:59pm)

im not even sure if the unlicensed part is a lawsuit. it will probably result in some sort of jail time from either the driver, the car wash owner or both. i dont know if sopranos can actually sue based on that, only thing he can sue for is the damages done and pain/suffering. the no incensed thing will prolly be a separate court trial with the state that is aside from what sopranos can claim. and once they haul it away, they arent supposed to touch anything on it other than what they are repairing. the car goes to the car shop and the car shop gives the insurance an estimate on how much it costs to repair. then the insurance company pays them to repair it, or they declare it as totaled. i honestly wouldnt be overly optimistic about getting the car totaled out. if the costs to repair the car is less than $28,000(or whatever it is currently worth) its going to get repaired. especially since no air bags were deployed and there wasnt any engine damage, it all seems to be body damage. Just saying you might want to not be looking to hard into a new car, as its a good possibility that your car is repairable for less than the cars worth. When my TC was wrecked i was thinking that it was going to be totalled out, it only cost like $4,000 to fix it.

obviously i dont know what other damage is done to it under the car, supension, frame ect, but just from a body perspective its repairable; heres a mustang with similar damage that didnt get totalled (the owner said it was a $9,000 repair)
http://www.allfordmustangs.com/forums/attachments/introductions/233777d1370694494-2013-mustang-gt-t-boned-image.jpg

Quote (gusdidit @ Jul 28 2013 09:53pm)

Exactly, but this is where the license comes into play. The fact that the car wash owner  allowed an unlicensed driver to operate vehicles that were in his care is grounds for suit on sopranos' part. The owner of the truck also has pretty solid grounds for a law suit.