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Member
Posts: 7,326
Joined: Dec 23 2005
Gold: 800.16
Sep 9 2014 12:34pm
Quote (CarsAndKush @ Sep 9 2014 06:21pm)
Yea I got lucky. Car was getting little spark and was getting fuel which I've dealt with in one of my integras (dizzy/coil) . Owner gave up. Found it on cl lol.


Haha that's how it's done man grats. I dunno what all the jelly/hate is all about money is money. Fixing and curbing has become a hobby more than a hustle for me it's my get away from the wife and kid.

This is what I have for sale now awd Astor van
http://www.kijiji.ca/v-view-details.html?adId=1017526910
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Sep 9 2014 01:26pm
Quote (charliemurphy @ Sep 9 2014 02:34pm)
Haha that's how it's done man grats.  I dunno what all the jelly/hate is all about money is money. Fixing and curbing has become a hobby more than a hustle for me it's my get away from the wife and kid.

This is what I have for sale now  awd Astor van
http://www.kijiji.ca/v-view-details.html?adId=1017526910


Exactly idk. It's entertainment for me. Might as well get some use out of these tools and spare change in my pocket is nice too.
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Sep 9 2014 02:53pm
Quote (FMX_89 @ Sep 9 2014 12:46pm)
You will also have shit all in your life without taking some risk.  There is a balance.


life is risk, but to stack it higher and higher for the sake of stuff you barely want and definitely don't need is the line for me.

use to be that credit was for dire circumstance, but now it's a system used to rope the average person into a life of service to pay off that house or new car or boat etc etc
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Joined: Oct 19 2007
Gold: 484.02
Sep 9 2014 05:43pm
Quote (Subwoofer @ Sep 9 2014 03:53pm)
life is risk, but to stack it higher and higher for the sake of stuff you barely want and definitely don't need is the line for me.

use to be that credit was for dire circumstance, but now it's a system used to rope the average person into a life of service to pay off that house or new car or boat etc etc


credit allows the middle class to purchase a home before their late 30's. Paying rent while saving for a house is pissing money away. Living outside of your means is the issue.
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Sep 9 2014 06:07pm
Quote (FMX_89 @ Sep 9 2014 06:43pm)
credit allows the middle class to purchase a home before their late 30's.  Paying rent while saving for a house is pissing money away.  Living outside of your means is the issue.


That's what i'm saying though. Creditors allow far too much credit allowance to just random people wanting to buy stuff.

That shit causes tons of issues with people in college because they can get balls deep in debt before they even have a job.
Member
Posts: 17,247
Joined: Oct 19 2007
Gold: 484.02
Sep 9 2014 06:34pm
Quote (Subwoofer @ Sep 9 2014 07:07pm)
That's what i'm saying though. Creditors allow far too much credit allowance to just random people wanting to buy stuff.

That shit causes tons of issues with people in college because they can get balls deep in debt before they even have a job.


It isn't nearly as bad as it used to be. Before the crash they would loan 60% on a mortgage.
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Sep 9 2014 10:56pm
Quote (CarsAndKush @ Sep 9 2014 09:04am)
http://i.imgur.com/guUFl2h.jpg

Stock as fuck


600 for this seems like one hell of a nice find. I mean even if you sold it fast for 1500 youre talking well over doubling your money.
I bet i could sell that so fast to a little mexican here for like 3k+ lol...
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Sep 10 2014 12:34am
sub, Just to give you an idea, I put 25k down on my house which i got for 70k. In the 3 years I have averages 20% gain on my investments that I had left by not fully outright buying the house. My fixed apr on my house is 3.1 so the interest is not much since I am making more in gain on my investments than that interest costs in a long shot. Now same with the car I just got, yes I could have paid cash but why not take advantage of .9% financing? Again invest the money I would have used and get 20% return on that also.

Investing wisely is a smart thing whether you have the money to buy the things out right or not.

I had a 745 credit score when I bought my house 3 years ago so not like I was some kid who had no credit going in to buy a house.. I haven't checked it recently, but I can imagine it's a good bit higher.
And also my house was appraised at 123k this year, so I already made around 50k profit off buying this house.

also I live well with in my means, I don't have a cell phone or any credit cards with debt on them. Just my mortgage, car payment, insurance, and house bills. I live alone with no kids so not like many huge emergencies would come up that could bankrupt all the money I have invested

This post was edited by DuckManParkey on Sep 10 2014 12:36am
Member
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Sep 10 2014 04:43am
Quote (DuckManParkey @ Sep 10 2014 02:34am)
sub, Just to give you an idea, I put 25k down on my house which i got for 70k. In the 3 years I have averages 20% gain on my investments that I had left by not fully outright buying the house. My fixed apr on my house is 3.1 so the interest is not much since I am making more in gain on my investments than that interest costs in a long shot. Now same with the car I just got, yes I could have paid cash but why not take advantage of .9% financing? Again invest the money I would have used and get 20% return on that also.

Investing wisely is a smart thing whether you have the money to buy the things out right or not.

I had a 745 credit score when I bought my house 3 years ago so not like I was some kid who had no credit going in to buy a house.. I haven't checked it recently, but I can imagine it's a good bit higher.
And also my house was appraised at 123k this year, so I already made around 50k profit off buying this house.

also I live well with in my means, I don't have a cell phone or any credit cards with debt on them. Just my mortgage, car payment, insurance, and house bills. I live alone with no kids so not like many huge emergencies would come up that could bankrupt all the money I have invested


70k? Holy fucking cheap. That'll get you a trailer in these parts.
Member
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Sep 10 2014 05:14am
Quote (CarsAndKush @ Sep 10 2014 05:43am)
70k? Holy fucking cheap. That'll get you a trailer in these parts.


Whats wrong with that?
I recently bought a modular doublewide, I like it.
I think it will last a long time if not my whole life.
Even if it is falling apart when im old i wont care im dieing soon anyways haha.
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