Liability covers damage you cause but not your own car. I carry liability on my T/A because any damage that costs more than i would pay out of pocket would total it so it's pointless. It's also $75/mo cheaper lol.

Also are you a libtard?

My wife is an insurance agent, lol. I'm well aware of what insurance does what.. Im saying that if you're so cheap that you don't want to shell out the extra 40 bucks a month, you probably carry state minimum. I have 750,000 for my liability coverage on all of my vehicles, than I have a 1.5 million dollar umbrella policy incase a suite extends past 750k.

And if that libtard comment is because I talked shit on Ben Carson, he's a religious nut fuck and a fundamentalist. Not what I want in the whitehouse.

I was asking for the sake of asking. I carry 500k liability but as i said full coverage is a gigantic waste of money on my T/A. I have liability on it and claim it as my commuter. Doing that cuts my premium in half compared to claiming my truck as my dd and the T/A and Camaro as pleasure vehicles.

For sure, that's like my bike.. I never carried full coverage, but best believe I had a high liability. The difference in those 2 were 80 a month or 190.