Quote (KoJ @ Apr 20 2015 09:09pm)
There is a big difference in how much you finance and if it's on a new/used car
Definitely on if its new/used. The debt to income ratio is important on cost, which IS a part of credit score, but not the whole thing.
I could easily get financed for around the same APR for a 70,000 dollar car with my wife on the loan too.