im from canada if this helps any.

my mom has a rav4. insured as first driver on that.

im looking to buy a 2012 corolla but to get her co signer on it. and get her to put her as first driver and me as occasional driver. so its cheaper insurance ofc.


can she be first driver on 2 cars ?

Thank you.

You have to be the primary insurer in New York if you take out an auto loan. I do not know the rules for Canada.

You are the one buying the vehicle with the banks money. If you crash it the bank wants to know its covered.
If your mom insures it their could be complications.

You will not be able to finance a vehicle and have anyone but you insure it. If it's bought out with cash you could technically sell it to your mom for a dollar with a bill of sale and then have her insure it as primary. Doesn't work with a financed vehicle though. You also don't really want to do that you need to bite the bullet eventually and start building up your own insurance history migh aswell start now.


I'm from Alberta btw.

pretty much best advice