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Jun 18 2022 10:30am
As someone who's been both a tenant and a landlord I'm in favour of tenant databases as it helps separate those that are responsible with their finances from those that are likely to have issues with paying rent on time.

Imo your creditscore is a great indicator of the likelihood of you being a deadbeat and there's nothing inherently racist about it. That being said i have been very discriminatory myself preferring to rent to families consisting of a husband and wife with good jobs and children in school as i expect less drama from them.

Thoughts on the concept of tenant databases and the story below?

https://www.propublica.org/article/how-your-shadow-credit-score-could-decide-whether-you-get-an-apartment

Fuller, 57, found an apartment complex 3 miles away that billed itself as “luxury living” for people 55 and older, and she applied for a unit in early 2021. She figured she’d be approved: Her salary as a mental health services coordinator for the state of Maryland met the income requirements. She’d never been evicted and had brought her credit score up to 632 — which is considered fair — after a health crisis had forced her to file for bankruptcy eight years earlier.

Still, a few months later, when she logged into her online account with the property manager, she learned her application had been denied. No reason was given. She raised her credit score to 663 and applied to another complex owned by the same company, Habitat America, in August. Six days later her status again turned to “Declined.”

Fuller learned her rental application had been screened by RentGrow, one of more than a dozen companies that mine consumer databases to perform background checks on tenants. A form emailed to her said RentGrow determined she didn’t meet applicant screening requirements, highlighting in yellow the box labeled “credit history” as the reason.

...

The algorithms some screening companies use aren’t scrutinized by regulators and, tenant advocates say, may not accurately predict a tenant’s likelihood of paying rent. While screening companies say their algorithms remove the subjectivity of human judgment, advocates say the companies use data that can introduce racial or other illegal biases.

Fuller, who is Black, worried she might have been a victim of racial discrimination.


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Jun 18 2022 10:34am
Some tenet protections are needed however some tenet rights are completely insane.
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Jun 18 2022 10:34am
In theory it would be great. In reality it will just be abused an make the housing situation worse than it already is.
If it could be done in honest manner I would be all for it.
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Jun 18 2022 11:08am
Tenet was a lame movie bro


This post was edited by Sturmgeist on Jun 18 2022 11:08am
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Jun 18 2022 11:26am
Quote (duffman316 @ 18 Jun 2022 18:30)
As someone who's been both a tenant and a landlord I'm in favour of tenant databases as it helps separate those that are responsible with their finances from those that are likely to have issues with paying rent on time.

Imo your creditscore is a great indicator of the likelihood of you being a deadbeat and there's nothing inherently racist about it. That being said i have been very discriminatory myself preferring to rent to families consisting of a husband and wife with good jobs and children in school as i expect less drama from them.

Thoughts on the concept of tenant databases and the story below?

https://www.propublica.org/article/how-your-shadow-credit-score-could-decide-whether-you-get-an-apartment

Fuller, 57, found an apartment complex 3 miles away that billed itself as “luxury living” for people 55 and older, and she applied for a unit in early 2021. She figured she’d be approved: Her salary as a mental health services coordinator for the state of Maryland met the income requirements. She’d never been evicted and had brought her credit score up to 632 — which is considered fair — after a health crisis had forced her to file for bankruptcy eight years earlier.

Still, a few months later, when she logged into her online account with the property manager, she learned her application had been denied. No reason was given. She raised her credit score to 663 and applied to another complex owned by the same company, Habitat America, in August. Six days later her status again turned to “Declined.”

Fuller learned her rental application had been screened by RentGrow, one of more than a dozen companies that mine consumer databases to perform background checks on tenants. A form emailed to her said RentGrow determined she didn’t meet applicant screening requirements, highlighting in yellow the box labeled “credit history” as the reason.

...

The algorithms some screening companies use aren’t scrutinized by regulators and, tenant advocates say, may not accurately predict a tenant’s likelihood of paying rent. While screening companies say their algorithms remove the subjectivity of human judgment, advocates say the companies use data that can introduce racial or other illegal biases.

Fuller, who is Black, worried she might have been a victim of racial discrimination.


isn't that "fascism" / "big government" / "tyranny" / the opposite of "freedom"?
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Jun 18 2022 11:29am
So now,. not only do you rent from some jerk but they make you a statistic too
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Jun 18 2022 11:42am
irish tenants laws are amazing. if tenants end up being pregnant and are waiting for a child, they can suddenly stop paying rent and landlord can't kick them out
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Jun 18 2022 12:04pm
Quote (fender @ Jun 18 2022 01:26pm)
isn't that "fascism" / "big government" / "tyranny" / the opposite of "freedom"?


Its a database operated by a private company

Not the commie social credit system over east in china

This post was edited by duffman316 on Jun 18 2022 12:05pm
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Jun 18 2022 12:23pm
Quote (SylvesterStallone @ Jun 18 2022 01:42pm)
irish tenants laws are amazing. if tenants end up being pregnant and are waiting for a child, they can suddenly stop paying rent and landlord can't kick them out


what if they abort later?
And then get pregnant again, can they just keep not paying forever?

This post was edited by Mondain on Jun 18 2022 12:23pm
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Jun 18 2022 12:59pm
Quote (SylvesterStallone @ Jun 18 2022 01:42pm)
irish tenants laws are amazing. if tenants end up being pregnant and are waiting for a child, they can suddenly stop paying rent and landlord can't kick them out


Quote (Mondain @ Jun 18 2022 02:23pm)
what if they abort later?
And then get pregnant again, can they just keep not paying forever?


Mondain you're slow buddy. They're going to fake a pregnancy and lie about a miscarriage. Sometimes there will be tests.

This is a historical problem and women used to fake pregnant to get out of being executed, but that only worked for a little bit.

When the Roman's crucified women they faced them toward the cross to preserve their modesty.

This post was edited by Skinned on Jun 18 2022 01:00pm
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