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Oct 31 2019 09:24pm
Quote (balrog66 @ Oct 31 2019 10:37am)
Housing and food were by far my greatest costs during my studies. ~€300-400/month in rent, €200 in food were the biggest. Tuition is set for all universities here at €2k/year. Only other cost you'd have would be health insurance ~€100/month (in truth lower because you get a rebate if you're low income, aka student) and small subscription fees (phone, Netflix/Spotify or whatever). Students can loan if they want to from the state at very advantageous rates (close to 0% interest). During my final years I'd just loan the maximum amount and put whatever I had left over in investments. Got at least a couple 100 euros out of that trick, haha.

I graduated after 7 years with ~14k debt. Paid most of it back right now, but I pay back the least I can atm. If you have any left over after 20 years the debt is automatically cleared.


7 years at 14K? Wow, that's roughly what a single semester is costing me right now.
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Oct 31 2019 09:30pm
I have already put ~12,000 away for harlyn so she has no bullshit debt, she is 68 days old :)
I am going to teach her the steps to succeed in society.
Work and study hard.
Get a good job.
Cut back on coffee and avocado.
Have dad buy you a house and car and pay for your education.
Spend less time shopping and more time studying.

This post was edited by Plaguefear on Oct 31 2019 09:32pm
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Oct 31 2019 09:49pm
Quote (thesnipa @ Oct 31 2019 10:50am)
paid their way through college with zero debt working 12 hours a week at minimum wage.

i worked 15-30 hours each week all of my schooling, didn't make a dent in my debt lol.


I worked 60+ hours a week in the summers getting decent wage as temp factory worker, then last summer landed a high paying internship position working every day milking the $$. That got me to about ~20k debt for my undergrad even when going to the budget ABET school with a meager scholarship I qualified for.

Started work a couple days after graduation with ~$200 in the bank, driving the old 96' cavalier, living in the hood.

Quote (Plaguefear @ Oct 31 2019 10:30pm)
I have already put ~12,000 away for harlyn so she has no bullshit debt, she is 68 days old :)


I'm putting some crypto away for my kin, actually minute trading the shit out of it and rolling it back into itself.


This post was edited by RedFromWinter on Oct 31 2019 09:57pm
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Oct 31 2019 09:58pm
Quote (RedFromWinter @ Nov 1 2019 02:49pm)
I worked 60+ hours a week in the summers getting decent wage as temp factory worker, then last summer landed a high paying internship position working every day milking the $$. That got me to about ~20k debt for my undergrad even when going to the budget ABET school with a meager scholarship I qualified for.

Started work a couple days after graduation with ~$200 in the bank, driving the old 96' cavalier, living in the hood.



I'm putting some crypto away for my kin, actually minute trading the shit out of it and rolling it back into itself.


Might buy into cryptos again, bit weary now that hedge funds are involved.
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Oct 31 2019 10:21pm
No. It's just a click bait article written by a venture capitalist. No sound psychology to back up his claims.
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Oct 31 2019 10:25pm
Quote (NatureNames @ Nov 1 2019 03:21pm)
No. It's just a click bait article written by a venture capitalist. No sound psychology to back up his claims.


Except the study showing higher levels of sociopathy among boomers..
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Oct 31 2019 10:39pm
Quote (Plaguefear @ Oct 31 2019 09:25pm)
Except the study showing higher levels of sociopathy among boomers..


What study? Where is it?
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Oct 31 2019 11:15pm
huffington post aka cringe rag
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Nov 1 2019 12:03am
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Nov 1 2019 12:55am
Quote (Plaguefear @ 1 Nov 2019 04:30)
I have already put ~12,000 away for harlyn so she has no bullshit debt, she is 68 days old :)
I am going to teach her the steps to succeed in society.
Work and study hard.
Get a good job.
Cut back on coffee and avocado.
Have dad buy you a house and car and pay for your education.
Spend less time shopping and more time studying.


Congrats on the newborn! :)
She can be glad that her dad is a dirty socialist milionaire, lol. ;)
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