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#81
Oct 31 2019 11:37am
Quote (excellence @ Oct 31 2019 06:07pm)
yeah lol i worked a job during school at undergrad it covered housing and food and maybe some textbooks.
i was fortunate with summer and winter jobs to help make much more comparatively

prior generation a great bartending job would cover all of it


Housing and food were by far my greatest costs during my studies. ~€300-400/month in rent, €200 in food were the biggest. Tuition is set for all universities here at €2k/year. Only other cost you'd have would be health insurance ~€100/month (in truth lower because you get a rebate if you're low income, aka student) and small subscription fees (phone, Netflix/Spotify or whatever). Students can loan if they want to from the state at very advantageous rates (close to 0% interest). During my final years I'd just loan the maximum amount and put whatever I had left over in investments. Got at least a couple 100 euros out of that trick, haha.

I graduated after 7 years with ~14k debt. Paid most of it back right now, but I pay back the least I can atm. If you have any left over after 20 years the debt is automatically cleared.
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#82
Oct 31 2019 11:44am
I got lucky in that my GI Bill covered all of my college expense, with some money left over. My wife, OTOH, was not so lucky, and we still have student loan debt from her schooling.
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#83
Oct 31 2019 11:46am
Quote (thesnipa @ 31 Oct 2019 13:20)
in my school the kid with the least debt (not including GI bill people) were the "resident advisers". aka dorm floor baby sitters. basically you're "at work" 24-7 including sleep time, and get to be a professional tattle tale for the pay of free room and a meal plan. no tuition, and as far as i know now actual money. just room and board.

they're also not allowed to fraternize with the people in their building, even though everyone is 18+. didn't stop the hot ginger from the girls floor above me from texting me at 1 am asking if i had any advil and if i could bring it to her room, immediately. she wasn't in pain, when i got there.



:rofl:

Quote (balrog66 @ 31 Oct 2019 13:37)
Housing and food were by far my greatest costs during my studies. ~€300-400/month in rent, €200 in food were the biggest. Tuition is set for all universities here at €2k/year. Only other cost you'd have would be health insurance ~€100/month (in truth lower because you get a rebate if you're low income, aka student) and small subscription fees (phone, Netflix/Spotify or whatever). Students can loan if they want to from the state at very advantageous rates (close to 0% interest). During my final years I'd just loan the maximum amount and put whatever I had left over in investments. Got at least a couple 100 euros out of that trick, haha.

I graduated after 7 years with ~14k debt. Paid most of it back right now, but I pay back the least I can atm. If you have any left over after 20 years the debt is automatically cleared.


you got it good for education you live in mainland europe you dont count and lmao at investing on the government dime, well done
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#84
Oct 31 2019 12:09pm
Quote (balrog66 @ 31 Oct 2019 18:37)
Housing and food were by far my greatest costs during my studies. ~€300-400/month in rent, €200 in food were the biggest. Tuition is set for all universities here at €2k/year. Only other cost you'd have would be health insurance ~€100/month (in truth lower because you get a rebate if you're low income, aka student) and small subscription fees (phone, Netflix/Spotify or whatever). Students can loan if they want to from the state at very advantageous rates (close to 0% interest). During my final years I'd just loan the maximum amount and put whatever I had left over in investments. Got at least a couple 100 euros out of that trick, haha.

I graduated after 7 years with ~14k debt. Paid most of it back right now, but I pay back the least I can atm. If you have any left over after 20 years the debt is automatically cleared.


Very similar situation here in Germany. We had a tuition of €1k or 1.1k per year, cant quite remember; plus another ~€400 for the mandatory 1year public transport ticket. Other than that, €425 per month for rent (in one of the most expensive cities in Germany), ~€200 for food and personal hygiene. I was able to stay on my mom's healthcare via family insurance. Didnt even bother to apply for student loans since I didnt need them, and most likely wouldnt have qualified anyway. *shrug*

This post was edited by Black XistenZ on Oct 31 2019 12:09pm
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#85
Oct 31 2019 12:15pm
Quote (Black XistenZ @ Oct 31 2019 01:09pm)
Very similar situation here in Germany. We had a tuition of €1k or 1.1k per year, cant quite remember; plus another ~€400 for the mandatory 1year public transport ticket. Other than that, €425 per month for rent (in one of the most expensive cities in Germany), ~€200 for food and personal hygiene. I was able to stay on my mom's healthcare via family insurance. Didnt even bother to apply for student loans since I didnt need them, and most likely wouldnt have qualified anyway. *shrug*


Black Xistenz, the privileged white leftist.
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#86
Oct 31 2019 12:21pm
Quote (thesnipa @ 31 Oct 2019 19:15)
Black Xistenz, the privileged white leftist.


:lol:
Why leftist though? How is it leftist to not apply for state subsidies although I could have?
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#87
Oct 31 2019 12:23pm
Quote (Black XistenZ @ Oct 31 2019 07:21pm)
:lol:
Why leftist though? How is it leftist to not apply for state subsidies although I could have?


Living in Europe is enough for some :P
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#88
Oct 31 2019 12:28pm
Quote (Black XistenZ @ Oct 31 2019 01:21pm)
:lol:
Why leftist though? How is it leftist to not apply for state subsidies although I could have?


Because you thought about it.

:lol:
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#89
Oct 31 2019 12:28pm
Quote (Black XistenZ @ Oct 31 2019 01:21pm)
:lol:
Why leftist though? How is it leftist to not apply for state subsidies although I could have?


was just copying excellence lol. but ye euro = leftist OR nazi, duh.
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#90
Oct 31 2019 05:46pm
Quote (thesnipa @ 31 Oct 2019 14:28)
was just copying excellence lol. but ye euro = leftist OR nazi, duh.



And*

Doesn’t apply to Britain though

This post was edited by excellence on Oct 31 2019 05:50pm
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