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Sep 3 2020 05:47pm
Quote (SBD @ Sep 3 2020 07:28pm)
I need to see a full breakdown of your expenditures and inflows to properly determine your situation, in addition id want a breakdown of time spent on each activity each day to properly understand capacity for additional income.

As a person that paid for their education at the same time as they paid a full living in a metropolitan city I find it difficult to understand how anyone with a full time job cannot pay for the first tier of goods and services (essentials).

Once I have the above I can properly help you. As a CPA I do it for a living and work with both the extremely poor living in homeless shelters (volunteer work) and the extremely wealthy.

Feel free to PM details rather than post.


Wasting your time. From his posts it's fairly obvious he has a very basic view of reality, these people are constantly oppressed by reality. They fumble through life aimlessly, don't invest in themselves through education or good choices then somehow expect good outcomes.
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Sep 3 2020 07:38pm
Kiseki demonstrating why we need more funding for mental health issues

Anywho after walking by druggies and homeless people late at night with my wife in the downtown core of a city I'm visiting I've come to the conclusion that we need a final conclusion to this problem as i do not want them around 🤔

This post was edited by duffman316 on Sep 3 2020 07:43pm
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Sep 3 2020 07:54pm
Quote (duffman316 @ Sep 3 2020 08:38pm)
Kiseki demonstrating why we need more funding for mental health issues

Anywho after walking by druggies and homeless people late at night with my wife in the downtown core of a city I'm visiting I've come to the conclusion that we need a final conclusion to this problem as i do not want them around 🤔


Disincentivize savings
Fight against workers rights
No healthcare without employer

>Pandemic results in 20% unemployment. Why are there so many homeless people!?!?!?!?!??!?!?!?!?!?!??!?!

Not sure how different it is in Canada besides the healthcare not being dependent on the employer.
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Sep 3 2020 09:29pm
Quote (Thor123422 @ Sep 3 2020 09:54pm)
[b,]Disincentivize savings[/b]
Fight against workers rights
No healthcare without employer

>Pandemic results in 20% unemployment. Why are there so many homeless people!?!?!?!?!??!?!?!?!?!?!??!?!

Not sure how different it is in Canada besides the healthcare not being dependent on the employer.


Healthcare isn't tied to employment and we don't have at will employment in canada
Gonna have to elaborate on the bolded, sounds like financial planning

These aren't people who lost their job from covid, everyone that did is gettings 2k monthly

This post was edited by duffman316 on Sep 3 2020 09:30pm
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Sep 3 2020 09:30pm
Quote (duffman316 @ Sep 3 2020 10:29pm)
Healthcare isn't tied to employment and we don't have at will employment in canada
Gonna have to elaborate on the bolded, sounds like financial planning


Credit is cheap, savings accounts basically have zero interest.

Under that system there's no reason to have anything but the minimum necessary savings because you are literally losing money to inflation. It's better to get a credit card that has no interest for 12 months and roll with the punches.
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Sep 3 2020 09:41pm
Quote (duffman316 @ 3 Sep 2020 23:29)
Healthcare isn't tied to employment and we don't have at will employment in canada
Gonna have to elaborate on the bolded, sounds like financial planning

These aren't people who lost their job from covid, everyone that did is gettings 2k monthly

so social safety nets do not reduce bad behavior? in Canada, at least
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Sep 3 2020 09:49pm
Quote (Kiseki @ 3 Sep 2020 19:03)
bold to assume I'm a "Texan", im a texan literally because i was unfortunately born in that trash can state, it holds no impact on my political views and its funny you'd use that as a basis to feel better about yourself

alot of your arguments are just blatantly awful and plenty other users here can vouch for that



alot of lies here, you're known to be someone who is unable to have any fair grounds conversation so just dont respond back to me MAGAt

uhhh youre a texan. how long have you been an adult? somehow that “trash state” provided you the means to spam here nonstop

instead say of buying tesla at 75 (375 pre split) or buying btc at 4000 earlier in march of this year. heck you coulda bought oil barrels like our govt did in may and made bank. even orange man figured out how to do that.

what race are you btw? asking for a friend.
Member
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Sep 3 2020 10:46pm
Quote (excellence @ Sep 3 2020 11:41pm)
so social safety nets do not reduce bad behavior? in Canada, at least


Safety nets certainly reduce the severity of bad behaviour but don't eliminate innate shittiness of the soul (see that guy that licked ice cream in a grocery store). People often ascribe delinquency to poverty or violence at home but i like to ask "what if they're just human garbage?"

We have a case going on right now where an indigenous man tried to to steal some dudes truck and got shot in the process and the media is trying to make the burglar out as the poor downtrodden victim.


https://www.simcoereformer.ca/news/local-news/self-defence-focus-of-appeal-in-shooting-death


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Sep 4 2020 12:15am
Quote (Kiseki @ Sep 4 2020 09:21am)
oh yes tell me, the person who has held multiple full time jobs some over the course of years which didn't pay enough for me to be able to afford the cheapest apartments in my poor hometown area how I'm begging for handouts

tell me the person who had an emergency medical visit that now has my credit hurt so bad that I'm literally worthless to society because i couldnt front a 6000 dollar bill for an EMERGENCY visit that i likely would have died from otherwise

tell me that


Move to australia, america sucks.
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Sep 4 2020 07:48am
Quote (Plaguefear @ Sep 4 2020 12:15am)
Move to australia, america sucks.


We would routinely trade workers on secondments with Australia at my old firm. Everyone who came over to Canada had the same comments that rent was expensive with few options of actual livable places that were enjoyable.

"America Sucks" - There is vast options in America, you have metropolitan cities that range in ever political spectrum, you have rural, you have every climate available, you have states that have different law systems if the one you're in doesn't appeal to you.

I have friends from Chicago, NY and Seattle, they all manage to live off low wages. They are intelligent and don't live beyond their means despite their surroundings and chasing down dream jobs and education. If you're earning low wages , between 18-35 and don't have at least three other roommates, you're doing it wrong. How enjoyable you find a place will often be dictated by who you surround yourself with not necessarily if you're flourishing compared to some benchmark.

As a Canadian looking down. America is fucking awesome, lots of flaws sure, but I could name more places in the USA I would want to live than most other places in the world.

This post was edited by SBD on Sep 4 2020 07:50am
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