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May 26 2020 08:40am
Quote (InsaneBobb @ May 26 2020 10:32am)
There is no way to recover from the lost production and lost income for small businesses that have been deemed non-essential. The loans they've been extended to help with "furlough pay" and the standard upkeep of their buildings are LOANS. They will have to pay them back, based on months where they had no income. The average small business runs on tight margins (often 5% or lower) just to stay in business.

Even generous estimates are predicting a third of ALL small businesses in the nation will be out of business by January 2021, with most estimates going up to 60%.

Even many of the large department stores are closing up to a third of their stores down. Millions of workers won't have jobs to go back to when this is all over. To make it better, many of those out of work don't qualify for unemployment. In most blue states, unemployment is being denied for those who're still technically "employed" even though they can't work because the state says no. What happens when their deferred rent comes due? They supposed to suddenly cough up 4 months worth of rent out of their ass? Maybe the landlords are supposed to just swallow it, go bankrupt, and cause everyone to be homeless?

You claim it'll "bounce back". My question is how?

And that you'd even think of this as a plague says you're completely ignorant.



You need to learn to read. You said stupid shit, and I directly told you that policies such as Governor Cuomo's which you SUPPORTED actively DID kill Normandy liberators. YOU, PERSONALLY, supported policies that forced infected patients back into nursing homes where others would become infected, and the highest death rates in the world could occur. YOU. The only person mentioning Hitler is YOU.


Ok chicken little.

Getting all caps lock on words lol.

And yes i support policies that prevent hospital dumping you dumb ass. I guess you think they would be better off sick and homeless; how noble. I fail to see how that is better.

It will bounce back because demand will be there. Going forward small businesses need to focus on resiliency because doing it yourself isn't easy.

This post was edited by Skinned on May 26 2020 08:43am
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May 26 2020 08:52am
Quote (Thor123422 @ May 26 2020 07:35am)
If they used it to pay wages rent and upkeep they are forgiven


Banks don't "forgive" loans.

Quote (theCrossbones @ May 26 2020 07:37am)
If you wanted the economy to stay open you should be blasting trump for not putting in contract tracing and more testing in place early to keep things open as was done and/SEEN in places like S. Korea etc.
STOP WITH ITS THE COLD. you don't get 90k+ deaths from a cold in 2 months with 75% of the people sitting at home.. STOP.
May it turn out to be less severe YES. It's still not a cold. So far so good on the 2nd wave part that would be great news. I'm starting to lean that there may not be.. I'm not convinced yet.
If you are willing to sacrifice the most effected elder/pre existing etc. just say it's worth people dying to you and move on.


Contact tracing wouldn't work without the ability to test. Contact tracing wouldn't have worked regardless. The earliest death in the US was thought to be in Washington State, but it turns out that it was in California over a week earlier.

90K deaths is not only unproven, it's unlikely. More and more cases of people dying from other things and being marked COVID are coming out. People in Hospice for unrelated issues prior to COVID ever being "a thing" that you lefty shits considered (It's just a distraction from the impeachment!) being marked down as dying from it.

I said it before, I'll say it again, I'll keep saying it, and come January, when numbers are out, you're going to be proven wrong, yet again: The end total deaths in the US 2020 (not including suicide) will be in line with prior years. Covid will have little real impact. Because even the majority of those it HAS legitimately killed, would likely have died this year regardless. It's a strong cold where comorbidity is concerned. But not even a weak flu whether the healthy are concerned.

No matter how many times I've repeated, "The elderly and co-morbidity risks should have been incentivised to self-isolate" you claim I just want the elderly to die. You high? Democrat governors like Cuomo with the "Covid-positive elderly MUST go back to nursing homes while still infected" WANTED the elderly to die. And you were another who supported their decision. Chump.

The virus has been in the US since Mid-January. By early February it was in all states, and by mid-February it was in nearly all counties. Lockdowns were far far FAR too late to make a difference. It spread like every other coronavirus (read: COMMON COLD) spreads. It has the incubation of every other coronavirus (read: COMMON COLD) and was therefore nearly impossible to prevent the spread of. If it were even 1/100th as bad as you're claiming, Ferguson's model would have been correct, and there would ALREADY be 2.2 million American dead.

But hey, mid-January was a thing, remember? Don't worry. Covid's not a problem, Trump's only trying to shut down travel from China because he's a racist, and trying to distract from impeachment. :)

Quote (Skinned @ May 26 2020 07:40am)
And yes i support policies that prevent hospital dumping you dumb ass. I guess you think they would be better off sick and homeless; how noble.


So... 1 patient from a nursing home that has a population of 5000 ends up in the hospital. They test positive. They're sent back to the nursing home, that had shown no other cases. Within a week, 80% of the nursing home is dead.

And you're claiming sparing one bed, or simply buying the patient a hotel room wouldn't have been better policy?

You really are special.

This post was edited by InsaneBobb on May 26 2020 08:54am
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May 26 2020 08:53am
Quote (InsaneBobb @ May 26 2020 09:52am)
Banks don't "forgive" loans.


The government loans from the stimulus package are what I was referencing.
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May 26 2020 08:56am
Quote (InsaneBobb @ May 26 2020 07:52am)
Banks don't "forgive" loans.



Contact tracing wouldn't work without the ability to test. Contact tracing wouldn't have worked regardless. The earliest death in the US was thought to be in Washington State, but it turns out that it was in California over a week earlier.

90K deaths is not only unproven, it's unlikely. More and more cases of people dying from other things and being marked COVID are coming out. People in Hospice for unrelated issues prior to COVID ever being "a thing" that you lefty shits considered (It's just a distraction from the impeachment!) being marked down as dying from it.

I said it before, I'll say it again, I'll keep saying it, and come January, when numbers are out, you're going to be proven wrong, yet again: The end total deaths in the US 2020 (not including suicide) will be in line with prior years. Covid will have little real impact. Because even the majority of those it HAS legitimately killed, would likely have died this year regardless. It's a strong cold where comorbidity is concerned. But not even a weak flu whether the healthy are concerned.

No matter how many times I've repeated, "The elderly and co-morbidity risks should have been incentivised to self-isolate" you claim I just want the elderly to die. You high? Democrat governors like Cuomo with the "Covid-positive elderly MUST go back to nursing homes while still infected" WANTED the elderly to die. And you were another who supported their decision. Chump.

The virus has been in the US since Mid-January. By early February it was in all states, and by mid-February it was in nearly all counties. Lockdowns were far far FAR too late to make a difference. It spread like every other coronavirus (read: COMMON COLD) spreads. It has the incubation of every other coronavirus (read: COMMON COLD) and was therefore nearly impossible to prevent the spread of. If it were even 1/100th as bad as you're claiming, Ferguson's model would have been correct, and there would ALREADY be 2.2 million American dead.

But hey, mid-January was a thing, remember? Don't worry. Covid's not a problem, Trump's only trying to shut down travel from China because he's a racist, and trying to distract from impeachment. :)


all that ranting..
and S. Korea and New Zealand were able to do exactly what i said. Sorry
new wall of text plox. sorry again even if you just take confirmed cases vs deaths its STILL not the common cold. Try more letters per post.. might make you right.
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May 26 2020 08:58am
Quote (Thor123422 @ May 26 2020 07:53am)
The government loans from the stimulus package are what I was referencing.


They aren't government loans. The program was set up by the government, but the loans are given out by banks, and there will be no forgiveness.

I will admit, the Administration did a bangup job on negotiating the terms the banks would have to go for, but no, they're still loans by banks, and those loans will have to be repaid.

So you're effectively just saying that small businesses will be saddled with massive debts that they don't operate at a high enough profit margin to pay off, to cover payroll where the employee didn't work, due to states shutting down that business then refusing to provide the employees unemployment during the enforced workless period.

But the economy will recover. Yep, good show.

Quote (theCrossbones @ May 26 2020 07:56am)
all that ranting..
and S. Korea and New Zealand were able to do exactly what i said. Sorry
new wall of text plox. sorry again even if you just take confirmed cases vs deaths its STILL not the common cold. Try more letters per post.. might make you right.


S. Korea's a terrible example. The moment they lifted restrictions, cases (including lethal) immediately started popping up. Because just locking people down doesn't mean they won't have it and be able to pass it.

And yeah, confirmed cases of the common cold per year run in the Billions. Not the handful of millions. And again, states that have ramped up testing (such as Texas) are seeing a huge influx of "new" cases. Cases are cropping up all over the place. Deaths going down.

Keep clinging to a lie. Meanwhile, I excluded deaths by suicide earlier, because suicides are going up as a direct result of the lockdown. Apparently lack of human contact and like, uh... Sunlight and exercise have pretty negative effects.

This post was edited by InsaneBobb on May 26 2020 09:04am
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May 26 2020 09:02am
The corona has been hella profitable for me in real life :D i really cannot complain to be honest lol im putting in a new extension for my house life is great!!!

this corona was a blessing in disguise for me!
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May 26 2020 09:52am
Quote (EndlessSky @ May 25 2020 07:51pm)
Where did you copy that from. Some virgin on reddit?


it copied that wall from Fender's post history.
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May 26 2020 10:05am
Quote (InsaneBobb @ May 26 2020 09:58am)
They aren't government loans. The program was set up by the government, but the loans are given out by banks, and there will be no forgiveness.


You are incorrect.

Banks are servicing the loans, but the government is the one who is actually making them. Basically the government is providing the money and paying fees to banks to organize the paperwork. The banks are not the ones providing the money for the loans, and are not the ones writing the terms for the loans.

If the loan is used for the following it can be forgiven

Provide sick leave to employees unable to work due to the effects of COVID-19;
Maintain payroll to retain employees;
Cover increased costs of materials due to interrupted supply chains;
Make rent or mortgage payments; or
Repay other obligations that cannot be met due to revenue losses

This post was edited by Thor123422 on May 26 2020 10:05am
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May 26 2020 10:18am
Quote (Thor123422 @ May 26 2020 09:05am)
You are incorrect.

Banks are servicing the loans, but the government is the one who is actually making them. Basically the government is providing the money and paying fees to banks to organize the paperwork. The banks are not the ones providing the money for the loans, and are not the ones writing the terms for the loans.


It appears you are probably correct? Still unlikely to be any form of "forgiveness" at any point, because the federal government can't simply assume the debt incurred by extreme term state level closures. And the banks servicing the loans for corporate customers who don't qualify...

Yeah, this is not good, and explains further why (predominately blue) states will refuse to grant unemployment. While the federal unemployment funds of $600/week/person may not cost the state anything (at least not this second), their own state unemployment payout will. If employees are technically "employed" even if they have 0 hours due to state-mandated lockdown, and the state therefore refuses the claims of those employees, then the business owner has to lay off their workforce, or take a crippling loan. Laid off workforce may never come back, and the employer may be fined by the state for hostile action during a crisis. The loan costs the state nothing, benefits the federal government nothing, and just drives up debt all around. BUT! If a dem is elected, then the dem can "forgive" the debt, and dems come out as heroes of a problem they created, all while pointing the increase to the national debt as the fault of republicans.

Sounds pretty legit, tbh.

This post was edited by InsaneBobb on May 26 2020 10:19am
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