Home ownership figures are similar between the US and Canada (within 1%). The healthy grow older and will require some of that subsidized healthcare at some point in their life, not to mention bad luck and accidents. I'd rather not be paying more than I already am for healthcare. Justice isn't having the poor and the dumb dying early.
Absolutely absurd. Age is an amplifier for poor health outcomes, that is, people who have kept in good health do not consume the same resources as those who haven't in old age.
Bad luck and accidents, absurd. You save money by simply paying out of pocket for accidents. Insurance in this case should be absolutely voluntary, because different people take different risks. It makes zero sense for a risk-averse individual to pay the same as a risk-seeking individual. It makes no sense for a responsible individual to pay the
same effective insurance premiums as risk junkies. Car insurance takes this into account because guess what you pay for it.
Healthy people (or to be precise, those who don't use or use less in proportion, the healthcare system over a given year) should be provided a proportional tax refund. This way the peace of mind remains, and good behaviour is rewarded instead of punished.
This post was edited by El1te on Feb 24 2025 04:50pm