Quote (Thor123422 @ 4 Oct 2019 00:37)
Quality of service has zero to do with your insurance, except keeping you away from services by refusing to pay. Insurance doesn't run the hospitals or clinics, but it does fight tooth and nail to keep the bill for things like out of network services on your end and not covered by them.
Also, the government mandates things be covered that insurance fought tooth and nail to avoid covering, so the idea that the government plans in America would cover less than the insurance plans that only have incentive to reduce coverage as much as possible is pretty laughable.
There's lots of reasons to be skeptical of government run healthcare, but the things you brought up are solid marks in favor of centralized plans.
quality of service has a fuckton to do with the amount of money in the system.
a stronger role of the government (through medicare4all, or for example through tighter regulation) can force insurance companies to cut their profits (or leave the market altogether) and inject more of their dues back into the healthcare system. but large, government-run programs of any kind (not limited to healthcare) tend to always turn out inefficient and hard to reform. so it's highly debatable if scrapping private insurances entirely will yield a better outcome than a reform (e.g. with tighter regulation) of the current system.
also, it
is more than doubtful that the government-run plan will cover everything that some of the current, private plans cover. perhaps medicare4all will provide
more benefits than the average private plan, but definitely not all the benefits that some people currently enjoy within a diversified, customized market. and even this conclusion that it would cover
more does not necessarily follow from your (correct) statement that "government mandates the things to be covered, and there exist
some things that private insurers really dont wont to cover which could be made available under medicare4all".
for a good overview of the details of Bernie's plan, to which most other democratic candidates have signed on, see this article:
https://www.politico.com/story/2019/04/10/sanders-medicare-for-all-1341799This post was edited by Black XistenZ on Oct 3 2019 05:28pm