d2jsp
Log InRegister
d2jsp Forums > Off-Topic > General Chat > Political & Religious Debate > Official Joe Biden 2020 Thread
Prev12952962972982991037Next
Add Reply New Topic New Poll
Member
Posts: 53,368
Joined: Sep 2 2004
Gold: 57.00
Member
Posts: 21,486
Joined: Jul 21 2005
Gold: 438.40
Jan 9 2021 10:20am
Quote (Thor123422 @ 6 Jan 2021 11:08)
I plan on working at non profits most of my career so either way I don't plan on paying most of it back.

Paying for a productive degree is a pretty dumb way to organize society anyway. Its a barrier to productivity.


Okay, so, you get a loan to get a productive degree. After getting that degree... Well, let's be honest, you failed to get the degree you intended, medical dropout. But you did get a lesser degree. So, you get a productive degree regardless. You make a lot of money managing people who actually do things. But because you're productive and make money, you feel you shouldn't have to pay back the loan that's based on the fact that you'll be productive enough to pay back the loan?

Granted, my degree was in microelectronics engineering, but I had a heavy focus on business, and your words simply don't make sense. Can you elaborate?
Member
Posts: 64,763
Joined: Oct 25 2006
Gold: 0.00
Jan 9 2021 11:14am
Quote (InsaneBobb @ Jan 9 2021 10:20am)
Okay, so, you get a loan to get a productive degree. After getting that degree... Well, let's be honest, you failed to get the degree you intended, medical dropout. But you did get a lesser degree. So, you get a productive degree regardless. You make a lot of money managing people who actually do things. But because you're productive and make money, you feel you shouldn't have to pay back the loan that's based on the fact that you'll be productive enough to pay back the loan?

Granted, my degree was in microelectronics engineering, but I had a heavy focus on business, and your words simply don't make sense. Can you elaborate?


Are you drunk?
Member
Posts: 21,486
Joined: Jul 21 2005
Gold: 438.40
Jan 9 2021 11:18am
Quote (Thor123422 @ 9 Jan 2021 09:14)
Are you drunk?


No, I read very clearly that you do not intend to pay back your loan. You believe that it's not necessary to pay back what was loaned to you in good faith.

Literally, others invested in you so that you could become productive and not only pay them back but earn a great life for yourself. Your repayment is to NOT repay, because you feel that being productive is good enough?

Somebody paid for your fucking education. Your job is to pay it back, because if everyone acts like your dumb ass, NOBODY will get another loan. Are you stupid?
Member
Posts: 64,763
Joined: Oct 25 2006
Gold: 0.00
Jan 9 2021 11:28am
Quote (InsaneBobb @ Jan 9 2021 11:18am)
No, I read very clearly that you do not intend to pay back your loan. You believe that it's not necessary to pay back what was loaned to you in good faith.

Literally, others invested in you so that you could become productive and not only pay them back but earn a great life for yourself. Your repayment is to NOT repay, because you feel that being productive is good enough?

Somebody paid for your fucking education. Your job is to pay it back, because if everyone acts like your dumb ass, NOBODY will get another loan. Are you stupid?


All my loans are public. I was referencing the public student loan forgiveness program that incentivizes people to work at non-profits.

Once again you don't know very basic things about the subject you are talking about.
Member
Posts: 21,486
Joined: Jul 21 2005
Gold: 438.40
Jan 9 2021 11:38am
Quote (Thor123422 @ 9 Jan 2021 09:28)
All my loans are public. I was referencing the public student loan forgiveness program that incentivizes people to work at non-profits.

Once again you don't know very basic things about the subject you are talking about.


So now you're saying tax payers should eat your loan because even though the loan made you productive enough to earn a life for yourself, tax payers should not receive any value back for what we invested into you?

You really are a fucking child, aren't you? That money came from somewhere. Your college loans that you never intend to repay amount to 50 roads in shitty condition that don't have to be. But it's "okay" because you're working with a "non-profit" torturing mice. Who gives a fuck. We, the taxpayers of America, do NOT support your profiting off our backs. Grow the fuck up and pay your debts so OUR money wasn't completely wasted on a fucking leech who can't even pay his debts. Thanks.
Member
Posts: 29,008
Joined: Jun 20 2007
Gold: 34.51
Jan 9 2021 11:41am
Quote (InsaneBobb @ Jan 9 2021 10:18am)
No, I read very clearly that you do not intend to pay back your loan. You believe that it's not necessary to pay back what was loaned to you in good faith.

Literally, others invested in you so that you could become productive and not only pay them back but earn a great life for yourself. Your repayment is to NOT repay, because you feel that being productive is good enough?

Somebody paid for your fucking education. Your job is to pay it back, because if everyone acts like your dumb ass, NOBODY will get another loan. Are you stupid?


Certin areas both geographic and field of study have options for loan reduction and forgiveness through various programs incentivize or to stimulate that geographic area or field of study. The govnement typically does this after a net benifit calculation was done to determine if the incentive / stimulus generated more benifit than if it didn't.

A great example is highly remote locations. Those areas cannot attract professionals, because the government needs professionals in private areas to stimulate that areas economy it will provide individuals with incentives. Let's look at the Northwest Territories in Canada. An outsider who is employed and has resided for one or more years there is eligible for $2,000 of federal student loan forgiveness per year they reside in the NWT and are working.

These programs exist everywhere and are highly effective at times if properly executed and marketed correctly.
Member
Posts: 64,763
Joined: Oct 25 2006
Gold: 0.00
Jan 9 2021 11:50am
Quote (InsaneBobb @ Jan 9 2021 11:38am)
So now you're saying tax payers should eat your loan because even though the loan made you productive enough to earn a life for yourself, tax payers should not receive any value back for what we invested into you?

You really are a fucking child, aren't you? That money came from somewhere. Your college loans that you never intend to repay amount to 50 roads in shitty condition that don't have to be. But it's "okay" because you're working with a "non-profit" torturing mice. Who gives a fuck. We, the taxpayers of America, do NOT support your profiting off our backs. Grow the fuck up and pay your debts so OUR money wasn't completely wasted on a fucking leech who can't even pay his debts. Thanks.


The reason that the program exists is so non-profits like universities, which are highly important to those taxpayers, can have access to better workers.

The taxpayers get value back in the form of more productive non-profit organizations.

If this avenue wasn't available I'd make plans to go to a private company and probably double my earning potential, which would make paying back student loans trivial, but having one more scientist working on private ventures isn't as good for society as having them working on public projects at a university.

Basically I'm taking a pay cut to do a job that society values, and in return for taking that pay cut I can have my student loans forgiven early.

This post was edited by Thor123422 on Jan 9 2021 11:51am
Member
Posts: 21,486
Joined: Jul 21 2005
Gold: 438.40
Jan 9 2021 11:50am
Quote (SBD @ 9 Jan 2021 09:41)
Certin areas both geographic and field of study have options for loan reduction and forgiveness through various programs incentivize or to stimulate that geographic area or field of study. The govnement typically does this after a net benifit calculation was done to determine if the incentive / stimulus generated more benifit than if it didn't.

A great example is highly remote locations. Those areas cannot attract professionals, because the government needs professionals in private areas to stimulate that areas economy it will provide individuals with incentives. Let's look at the Northwest Territories in Canada. An outsider who is employed and has resided for one or more years there is eligible for $2,000 of federal student loan forgiveness per year they reside in the NWT and are working.

These programs exist everywhere and are highly effective at times if properly executed and marketed correctly.


This is nothing less than theft. Do not attempt to justify it. It's taking the earnings of others, giving them directly to somebody else, and requiring no repayment and nothing in return.

Shit like this, especially for a mice torturer, is exactly the kind of thing that pisses people off. That this chump is an "Essential worker" while being educated off the taxpayer dime and bragging about his success but being unwilling to repay what the taxpayers invested to make him a success?

Garbage human. Scum of society.

Quote (Thor123422 @ 9 Jan 2021 09:50)
The reason that the program exists is so non-profits like universities, which are highly important to those taxpayers, can have access to better workers. The taxpayers get value back in the form of more productive non-profit organizations. If this avenue wasn't available I'd make plans to go to a private company and probably double my earning potential, which would make paying back student loans trivial, but having one more scientist working on private ventures isn't as good for society as having them working on public projects at a university.


Scum. You've already admitted that you could pay back your debt to taxpayers, but because you don't "have" to, you won't. You're a thief. Fuck you. None of the work you do is for free, everything you do is at a high rate of compensation. You could easily pay back every penny with interest. You don't pay it back merely because you don't have to. You aren't "providing value back" as some charitable donation. You're working for a paycheck like everyone else. Scum. Serious, once again, fuck you. You're a thief.

This post was edited by InsaneBobb on Jan 9 2021 11:52am
Member
Posts: 64,763
Joined: Oct 25 2006
Gold: 0.00
Jan 9 2021 11:53am
Quote (InsaneBobb @ Jan 9 2021 11:50am)
Scum. You've already admitted that you could pay back your debt to taxpayers, but because you don't "have" to, you won't. You're a thief. Fuck you.


How is it theft if the organization that granted me the loan says this is an avenue to have the loan forgiven? I am not stealing anything, it's something society values so they incentivize it.

I'm taking a pretty significant pay cut by working a non-profits. If this wasn't an option there would be significantly less talent doing science at universities, and as a result universities would be paying far more for their staff.

Once again, you don't know very basic aspects of the subject and lash out when you're corrected.

This post was edited by Thor123422 on Jan 9 2021 11:55am
Go Back To Political & Religious Debate Topic List
Prev12952962972982991037Next
Add Reply New Topic New Poll