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#20651
Jul 7 2018 09:22pm
Quote (SBD @ Jul 7 2018 11:08pm)
Okay , across the entire US the average income in 1984 was $22,401. The average price of a home was $82,500

In 2016 the average income $59,176 and the average price of a home is $394,600.

That is US Govt statistics.

https://www.census.gov/construction/nrs/pdf/uspricemon.pdf
https://www.census.gov/data/tables/time-series/demo/income-poverty/historical-income-households.html

Lets see if the math tutor can manage to do division.




I used your top link (pdf) for the avg. cost of a home in the US, and this link: https://en.wikipedia.org/wiki/Average_Indexed_Monthly_Earnings Because your bottom link is all xls files. Which I can't read.

Summation...

1980 avg yearly: 12K ....avg cost of home: 75K ...is 6.25x the yearly salary

2010 avg yearly: 42K ....avg cost of home: 255K ....is 6.07x the yearly salary


So, it's actually a tad better now than it was in 1980.

You need to understand, I didn't have to look this info up. I lived through it. But I looked it up anyways.



/e As for Canada or other locations, I have no idea how it works out.

This post was edited by Ghot on Jul 7 2018 09:27pm
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#20652
Jul 7 2018 09:25pm
Quote (SBD @ Jul 7 2018 11:18pm)
And i gave current day stats. The average home in Austin is over 400K. You cherry picked after a housing crash.

Take a seat and go suck on your thumb.

https://www.realtyaustin.com/austin-market-statistics.php?utm_source=pardot&utm_medium=email&utm_campaign=client-newsletter-2017-6-14
https://www.bizjournals.com/austin/news/2016/09/08/austin-is-texas-most-expensive-housing-market-and.html


Most people commute into cities

Youre the one cherrypicking, derp
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#20653
Jul 7 2018 09:26pm
Quote (Ghot @ Jul 7 2018 11:22pm)
I used you top link (pdf) and this link: https://en.wikipedia.org/wiki/Average_Indexed_Monthly_Earnings Because your bottom link is all xls files. Which I can't read.

Summation...

1980 avg yearly: 12K ....avg cost of home: 75K ...is 6.25x the yearly salary

2010 avg yearly: 42K ....avg cost of home: 255K ....is 6.07x the yearly salary


So, it's actually a tad better now than it was in 1980.

You need to understand, I didn't have to look this info up. I lived through it. But I looked it up anyways.



/e As for Canada or other locations, I have no idea how it works out.


Ghot cant understand what a housing crash is either I suppose.

Guess his living through things doesn't actually add up.

This post was edited by SBD on Jul 7 2018 09:29pm
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#20654
Jul 7 2018 09:29pm
Quote (SBD @ Jul 7 2018 11:26pm)
Ghot cant understand what a housing crash is either I suppose.




Kid, I been there done that. I know it's not whacked out like you imply. I lived through it.
IF, you were as intelligent as you think you are, you might just assume, that I have a handle on yearly salaries vs. cost of homes.


/e ...and costs of cars, and TVs, etc.

/ee yes, there are blooms and crashes, all the time, for every generation.

This post was edited by Ghot on Jul 7 2018 09:31pm
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#20655
Jul 7 2018 09:30pm
Quote (Ghot @ Jul 7 2018 11:29pm)
Kid, I been there done that. I know it's not whacked out like you imply. I lived through it.
IF, you were as intelligent as you think you are, you might just assume, that I have a handle on yearly salaries vs. cost of homes.


You have proven on almost every subject you have no handle on anything.

Its like you claiming yesterday that some how even though there is an annual cap on retirement payroll deductions you paid for yourself and 3 others. You said you understood deductions, you didn't.

The list accumulates.

This post was edited by SBD on Jul 7 2018 09:30pm
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#20656
Jul 7 2018 09:32pm
Quote (SBD @ Jul 7 2018 11:30pm)
You have proven on almost every subject you have no handle on anything.

Its like you claiming yesterday that some how even though there is an annual cap on retirement payroll deductions you paid for yourself and 3 others. You said you understood deductions, you didn't.

The list accumulates.




Ok, I'm done responding to you. You don't have a clue, and aren't willing to accept that others might. Have a nice life. :)


/e Btw, you really are a piece of work. I don't usually give up on people as unable to learn something. Pat yourself on the back.
If you are trolling... gratz. If you're not, I feel sorry for you.

This post was edited by Ghot on Jul 7 2018 09:33pm
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#20657
Jul 7 2018 09:39pm
Quote (Ghot @ Jul 7 2018 07:22pm)
I used your top link (pdf) for the avg. cost of a home in the US, and this link: https://en.wikipedia.org/wiki/Average_Indexed_Monthly_Earnings Because your bottom link is all xls files. Which I can't read.

Summation...

1980 avg yearly: 12K ....avg cost of home: 75K ...is 6.25x the yearly salary

2010 avg yearly: 42K ....avg cost of home: 255K ....is 6.07x the yearly salary


So, it's actually a tad better now than it was in 1980.

You need to understand, I didn't have to look this info up. I lived through it. But I looked it up anyways.



/e As for Canada or other locations, I have no idea how it works out.


Might as well compare to 1930 while you're at it.
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#20658
Jul 7 2018 09:41pm
Quote (thundercock @ Jul 7 2018 11:39pm)
Might as well compare to 1930 while you're at it.




Might as well go to 1790, it's gonna be the same ratio, give or take a tiny bit. Market pressures keep the ratios relatively similar over time.
Like I said, there will be crashes and blooms, but it all averages out eventually.
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#20659
Jul 7 2018 09:42pm
Quote (thundercock @ Jul 7 2018 10:39pm)
Might as well compare to 1930 while you're at it.


lol
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#20660
Jul 7 2018 09:43pm
Quote (Ghot @ Jul 7 2018 11:32pm)
Ok, I'm done responding to you. You don't have a clue, and aren't willing to accept that others might. Have a nice life. :)


/e Btw, you really are a piece of work. I don't usually give up on people as unable to learn something. Pat yourself on the back.
If you are trolling... gratz. If you're not, I feel sorry for you.


You're beyond stupid. You have shown it multiple times. Your , I'm old so therefore that trumps everything theory doesn't quite stand up to anything.
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