Quote (Ironfister @ Oct 15 2022 03:33am)
Basic food is 800usd per year.
Basic housing, like a small room in a shared flat, is like 2000usd per year. Including electricity, heating and hot water (of course in limited quantity).
Clothing 200usd.
Basic hygiene and cleaning 200usd.
Another 200usd for some basic culture like a shared internet, a computer every 7 years, single subscription netflix-like that you swap from time to time, some older games that sell cheap.
Beer/coke/crisps 100usd (big coke bottles are more cost effective than cans).
Tram/bus yearly ticket OR a basic small, used car: 500-1000usd.
Mobile plan and a phone every 2-3 years: 300usd.
Forgot anything?
As long as you are healthy, 4300-5000usd per year is often enough, and anything else is extra that you can either save or spend on luxuries like holidays.
Add 2500usd for every children.
Of course if you live in an expensive place like new york then the prices will be higher.
Now the things get more difficult if you have health problems, as then the costs might get basically unlimited.
Doable if you’re single, I agree. I couldn’t stand living with people, aside from my SO and children. If/when my mortgage is paid off, basic utilities and expenses, aside from grocery, comes to ~$8000/yr. $15000 (currently double) would be doable when I no longer carry a mortgage with wife and 4 kids, located Midwest USA. However, I am a bit on the extreme-side when it comes to budgeting and saving.