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Jun 18 2022 06:52pm
Quote (fender @ Jun 18 2022 12:35pm)
what a relief. we all know how careful, deliberate, and unbiased private companies handle our personal data. no chance of misuse, exploitation, or illegal discrimination then. yay, capitalism!


Also the FBI could ask to have access to all that info. The judges are on their side.
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Jun 18 2022 06:54pm
Quote (duffman316 @ Jun 18 2022 09:30am)
As someone who's been both a tenant and a landlord I'm in favour of tenant databases as it helps separate those that are responsible with their finances from those that are likely to have issues with paying rent on time.


And if such a database really came to pass, what would happen to the "bad" tenants? Nobody would want to rent to them. Would they become homeless?

Quote

Imo your creditscore is a great indicator of the likelihood of you being a deadbeat and there's nothing inherently racist about it. That being said i have been very discriminatory myself preferring to rent to families consisting of a husband and wife with good jobs and children in school as i expect less drama from them.


So you want to be able to profile people more easily.
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Jun 19 2022 08:45am
Quote (Mondain @ Jun 18 2022 11:23am)
what if they abort later?
And then get pregnant again, can they just keep not paying forever?


just "identify" as being pregnant
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Jun 19 2022 09:34am
Should minor offenses being publicly available ? ... More like not.


Unofficial black lists are doing the job, but it's illegal and potentially unfair.
In France it has been discussed, it's still not applied. So it's illegal black lists, more or less local ones in-beteen agencies/networks.

A person can have personal issues foryears, not paying well at some moment, then later fix its own problem but still being heavily penalized or even worse: not getting good job or loan because the company will check these lists, even the very old ones.
It's like nearly public social credit, gross, this is not going into the right direction.

Here's the solution(s) you are looking for:

1/ A "final verification" (and not a list) using a national database website and with an unitary cost like 10-50€ could be possible... But only containing the very worst cases (those who are clearly abusing the system and have done it several times, recently)
Of course the name of the Landlord, Agency, and various other informations have to be added for each verification.

or better:

2/ Same than 1 but the "list" is only available to the police: if a complain with a proof of non-payment is delivered the police will proceed faster and with extended rights/action if it's a well know serial bad tenant/scammer.

This post was edited by Saucisson6000 on Jun 19 2022 09:45am
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Jun 19 2022 11:22am
Quote (Saucisson6000 @ Jun 19 2022 08:34am)
Should minor offenses being publicly available ? ... More like not.


Unofficial black lists are doing the job, but it's illegal and potentially unfair.
In France it has been discussed, it's still not applied. So it's illegal black lists, more or less local ones in-beteen agencies/networks.

A person can have personal issues foryears, not paying well at some moment, then later fix its own problem but still being heavily penalized or even worse: not getting good job or loan because the company will check these lists, even the very old ones.
It's like nearly public social credit, gross, this is not going into the right direction.

Here's the solution(s) you are looking for:

1/ A "final verification" (and not a list) using a national database website and with an unitary cost like 10-50€ could be possible... But only containing the very worst cases (those who are clearly abusing the system and have done it several times, recently)
Of course the name of the Landlord, Agency, and various other informations have to be added for each verification.

or better:

2/ Same than 1 but the "list" is only available to the police: if a complain with a proof of non-payment is delivered the police will proceed faster and with extended rights/action if it's a well know serial bad tenant/scammer.


you caught in the loop?
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Jun 19 2022 11:32am
Quote (lodd222 @ 19 Jun 2022 17:22)
you caught in the loop?
https://www.youtube.com/watch?v=g8jJneJI1ow


mario kart is awesome, i regret that Goomba is not competiting

Try it:


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Jun 19 2022 12:45pm
Quote (Saucisson6000 @ Jun 19 2022 11:34am)
Should minor offenses being publicly available ? ... More like not.


Unofficial black lists are doing the job, but it's illegal and potentially unfair.
In France it has been discussed, it's still not applied. So it's illegal black lists, more or less local ones in-beteen agencies/networks.

A person can have personal issues foryears, not paying well at some moment, then later fix its own problem but still being heavily penalized or even worse: not getting good job or loan because the company will check these lists, even the very old ones.
It's like nearly public social credit, gross, this is not going into the right direction.

Here's the solution(s) you are looking for:

1/ A "final verification" (and not a list) using a national database website and with an unitary cost like 10-50€ could be possible... But only containing the very worst cases (those who are clearly abusing the system and have done it several times, recently)
Of course the name of the Landlord, Agency, and various other informations have to be added for each verification.

or better:

2/ Same than 1 but the "list" is only available to the police: if a complain with a proof of non-payment is delivered the police will proceed faster and with extended rights/action if it's a well know serial bad tenant/scammer.


I've been too nice to my tenants in the past and the result is being out several thousand dollars in unpaind rent.

People's personal issues are not my problem. If you put it to a vote i could get behind helping via tax dollars going towards public services and affordable housing but I'm not in the business of giving away free housing from my own investments.

With how long it takes to evict in toronto (6 months to a year before the pandemic which made things worse) I'd be in favour of any system that aggressively weeds out tentants who may run into issues that cause them to stop paying rent.
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Jun 19 2022 01:20pm
Quote (duffman316 @ 19 Jun 2022 18:45)
I've been too nice to my tenants in the past and the result is being out several thousand dollars in unpaind rent.

People's personal issues are not my problem. If you put it to a vote i could get behind helping via tax dollars going towards public services and affordable housing but I'm not in the business of giving away free housing from my own investments.

With how long it takes to evict in toronto (6 months to a year before the pandemic which made things worse) I'd be in favour of any system that aggressively weeds out tentants who may run into issues that cause them to stop paying rent.


In France you can ask for a guarantee (ie: usually it's parents, uncle, brother, sister... That will be entitled to pay if a problem occurs)

In bold: First step into abandonning your shopping cart in the middle of the alley.
IMO I delivered a viable solution, technically, and i was expecting something else than your feelings.
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Jun 19 2022 01:58pm
Quote (duffman316 @ 19 Jun 2022 20:45)
I've been too nice to my tenants in the past and the result is being out several thousand dollars in unpaind rent.

People's personal issues are not my problem. If you put it to a vote i could get behind helping via tax dollars going towards public services and affordable housing but I'm not in the business of giving away free housing from my own investments.

With how long it takes to evict in toronto (6 months to a year before the pandemic which made things worse) I'd be in favour of any system that aggressively weeds out tentants who may run into issues that cause them to stop paying rent.


do you think the woman in the story you linked was unfairly discriminated against?
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Jun 19 2022 02:19pm
Quote (fender @ Jun 19 2022 03:58pm)
do you think the woman in the story you linked was unfairly discriminated against?


No, she had a bankruptcy in her credit history so im not suprised she was denied
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