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Jul 19 2021 06:17pm
Quote (SBD @ Jul 19 2021 07:53pm)
Nah a gear pass for skiing and lift ticket early bird special used to be 200 a year which isn't bad. You would never find that price now day. Competitive sports leagues certainly are not just for the wealthy. None of those things were the cost though again its gasoline and wear and tare on your vehicle.

Looking at stats the average kid 1-18 runs 235k which is fairly on par with what I mentioned.


You know i looked up some stats and realized i hadnt accounted for inflation at all when i was thinking aboutb my own experiences growing up vs current costs. Looked up the numbers and they seem more realistic. Nonetheless im still optimistic regarding the costs and my ability to squeeze every penny.

Quote (NetflixAdaptationWidow @ Jul 19 2021 07:43pm)
You're lucky you're not in America. It would be 6k just for the delivery.


I forgot to mention asian households get free daycare via grandparents so that definitely plays a role in lowering costs.

This post was edited by duffman316 on Jul 19 2021 06:18pm
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Jul 19 2021 06:20pm
Quote (duffman316 @ Jul 19 2021 06:17pm)
You know i looked up some stats and realized i hadnt accounted for inflation at all when i was thinking aboutb my own experiences growing up vs current costs. Looked up the numbers and they seem more realistic. Nonetheless im still optimistic regarding the costs and my ability to squeeze every penny.



I forgot to mention asian households get free daycare via grandparents so that definitely plays a role in lowering costs.


Oh I'm sure but by the time you contribute to your kids RESP you're still going to be at that figure easily enough. Doesn't make sense really not to contribute given its free matching to an extent.
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Jul 19 2021 06:28pm
Quote (SBD @ Jul 19 2021 08:20pm)
Oh I'm sure but by the time you contribute to your kids RESP you're still going to be at that figure easily enough. Doesn't make sense really not to contribute given its free matching to an extent.


I hadnt really thought of resps as an expense but if we're counting it and i do plan on throwing a shit load of money into it then yea the numbers seem more accurate
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Jul 19 2021 06:32pm
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Jul 19 2021 06:33pm
Quote (duffman316 @ Jul 19 2021 06:28pm)
I hadnt really thought of resps as an expense but if we're counting it and i do plan on throwing a shit load of money into it then yea the numbers seem more accurate


Its not in those averages to my knowlage it's just an additional ontop. The matching amount and tax advantaged amount isn't that high so you're probably going to have to use a different savings vehicle if you plan on contributing a ton to your kids education which unless you're a non Canadian citizen isn't really needed since our university really isn't that costly especially if you do coops or work terms of some sort which is virtually offered at every university now although its still a bit program dependent.

This post was edited by SBD on Jul 19 2021 06:35pm
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Jul 19 2021 06:48pm
Quote (duffman316 @ Jul 19 2021 07:17pm)
I forgot to mention asian households get free daycare via grandparents so that definitely plays a role in lowering costs.


My coworker is paying more than her rent for childcare while she's at work. It can be absolutely ridiculous.
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Jul 19 2021 06:53pm
let em starve if you ask me, hate breeders and their spawns, especially when they're whities. Just the other day I was out at my local grocer and I left my cart unattended for not even 30 seconds and I look back to see these two little white gremlins gnawing at my freshly and very purposefully chosen raspberries - unbelievable. Naturally the cretins creator was off looking at typical trash American food and not even watching over her hellhounds. I was about to say something to that quote unquote 'mother', but I was on a race against the clock - McDonald's was closing soon. Anyway I bet they drove to the store in a minivan with horrible mpg. Probably a Honda... gross. So I leave the store and lo and behold some degenerate didn't even put their cart away and it was bumped up against my luxurious 2011 ford™ built tough™ ranger. I can't say for certain who left it there but I bet it was a breeder.
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Jul 19 2021 06:58pm
Quote (Jupe @ Jul 19 2021 07:53pm)
let em starve if you ask me, hate breeders and their spawns, especially when they're whities. Just the other day I was out at my local grocer and I left my cart unattended for not even 30 seconds and I look back to see these two little white gremlins gnawing at my freshly and very purposefully chosen raspberries - unbelievable. Naturally the cretins creator was off looking at typical trash American food and not even watching over her hellhounds. I was about to say something to that quote unquote 'mother', but I was on a race against the clock - McDonald's was closing soon. Anyway I bet they drove to the store in a minivan with horrible mpg. Probably a Honda... gross. So I leave the store and lo and behold some degenerate didn't even put their cart away and it was bumped up against my luxurious 2011 ford™ built tough™ ranger. I can't say for certain who left it there but I bet it was a breeder.


the person who left that cart which eventually bumped into that 2011 ford built tough ranger?

Albert Einstein

This post was edited by NetflixAdaptationWidow on Jul 19 2021 06:58pm
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Jul 19 2021 07:19pm
This always come to mind when I see people talking about having as many kids as they can

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Jul 19 2021 07:40pm
Quote (NetflixAdaptationWidow @ Jul 19 2021 04:33pm)
Yeah but then you have 5 kids eating a good chunk of that money.



Or the parents by a 24 pack of coca cola and the money gets flushed down the toilet.
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