I wear slip-ons for precisely this reason.

Sounds like you're keeping it vague because you don't actually know what's going to happen.

Outcome possibilities:

1. Biden wins (legitimate)
2. Trump wins (legitimate)
3. Biden wins (illegitimate)
4. Trump wins (illegitimate)
5. ????


Nobody profits

If Biden forgives student loans I'll profit immensely.

lol that is very true for all of us, personally.

I just wonder how it affects the big picture/collectively if it comes to pass.

All I know is if my student loans are forgiven ill be probably 10 years ahead on retirement savings lol

Can start looking at houses too.

In the short term its a boon on the economy because it's payments that aren't being made.

In the long term same thing as younger people get more economic freedom and can invest more and buy more.

We're the only country with such ridiculous college loan practices and it's a huge inefficiency. It would be more efficient to make college free than to keep our current loan system.

One American to another, I 100% want the first two lines for you: earlier retirement+owning your/your family's home asap. And the last section about the ridiculousness amount of college loans, again, agree. The amount is almost unfeasible. And lastly, agree that people will buy more/invest more if they have the money to do so (money that is currently or not lol going to student loan debt)

Not to sound like one of those right-wing conservatives, here's where my concerns and our views differ slightly:

If we "make college free" who then will finance it? Will the quality of education suffer? (I'm thinking comparison of public school k-12 versus privatized education) if so, what repercussions does that have on our following generations as a nation? Etc etc you have probably heard all this/these points before.. so moving on.

It just equates to two things in my mind that are both awesome and awful at the same time: food stamps and d2 botting. Food stamps are great when you/your family are hurting and that couple hundred a month keep you afloat/somewhat nutritioned, but somebody is paying for it. Botting in d2 affords me gear at a ridiculously cheaper cost than I could have acquired previously.. even as a non botter myself, I benefit from their botting! But then again, the effects of botting on the community and maybe even the servers overall.. idk.. is it worth it for me to personally benefit when the community suffers?

Not the greatest talking points, but I'm sure you'll get what I'm trying to say. Idk if this has gotten so off-topic though mods will close, hopefully not lol been fun either way

The "who pays for it" argument is dumb because those programs are net positives. Having a safety net allows people to take risks. Education allows people to be more productive and competitive. The answer to who pays for it is everybody, and everybody reaps the rewards as well.

Well I wouldn't exactly call the argument "dumb," any argument with a degree of validity isn't.

"Everybody" in the "who pays for it" section of your argument, must apply to individuals' taxes/being taxed. (Correct me here if I'm wrong)

Just the same as the individuals that pay for the food stamps in my example? I've been on both sides of this personally; they were a life safer when I got sick, lost my job, apartment, gf at the time, etc and was eventually in a homeless shelter. But I made the choice to utilize those tools and move beyond. I've also partaken of steak/shrimp/beef jerky along the way from individuals who had every desire to abuse and milk the system. (Yes I am admitting all my failures here)

Leading up to the point, that yes, I agree with you that everyone can benefit collectively/as a society from both these two tools mentioned (food stamps and maybe someday free, post-high school education) but there are gonna be many that abuse it, that "we" pay for along the way. Only it may not be us, but our children. I don't want to put more taxes and burden on my kids than I have to.

It all boils down to responsibility. We want to free ourselves of the responsibility of our college debts, I'm right there with ya. But I can't have that free(dom) without someone else gifting it to me. On their sweat and blood. And idk, I just don't want to ask anymore of my fellow Americans above what they've already given for me. (Which I already can't repay)

Hope some of that made sense, it is getting late but I have enjoyed talking with you Thor 😁

You know any modern pc could do millions right?