Quote (YeeHaw @ Aug 29 2022 08:19am)
Bro the PPP was because people were forced out of work. Still deliberately missing my point.
Yes, you take a loan you pay it back. That is the basis for taking loans. No matter who you are. Nice “gotcha”………….
I do extremely well and contribute plenty to society. Never set foot in a college. Idk who you are but please step off your fucking high horse acting like college grads are the only people who contribute anything.
And I have been addressing why college is so expensive to begin with since this became a discussion. Do you want to discuss it? Do you want to discuss how expensive tuition became as soon as it became subsidized by the government? Or how shitty the education system became once teachers and professors stopped being held accountable to provide a good education and did not fear accountability for their performance? Do you think government bailouts make businesses rethink their model? Or does it give them the freedom to make piss poor choices knowing big brother is there with billions every time they screw up. Can you name a single business that became better at what they do and more responsible when the government started subsidizing it? Do you think it is wise for our culture (you are a fantastic example as you spouted this bullshit to me just now) to tell kids they aren’t going to be successful unless they get a degree? Is it fair that public schools basically shovel children into college and from grade school on tell them repeatedly they must go or they will not make it?
There’s a few questions to ponder since you want to discuss the why.
Nobody is on their high horse, i'm just here speaking facts. I knew the "you don't need a college degree to do well" argument was coming, everyone who doesn't have one is so sensitive and says the same damn thing when this discussion is brought up. I should have just said please save us the time and avoid that because it has been said a billion times. Congrats for defying the odds if you make six figures without a college degree, but for every one of you there are far more making far less. Yes, I know very well that you can do well without a degree, we all know this. However, it's factual that more education = more income, on average.
Here are the median lifetime earnings of full-time workers by level of education:
less than high school - $1.2 million
high school diploma - $1.6 million
some college, but no degree - $1.9 million, equal to about $47,500 annually
associate’s degree - $2 million, or about $50,000 per year
bachelor’s degree - $2.8 million, the equivalent of $70,000 annually
master’s degree - $3.2 million, or $80,000 annually
doctoral degree - $4 million, equal to $100,000 per year
professional degree - $4.7 million, or an average of $117,500 annually.Again, does this mean you can't make really good money without a college degree? Of course not. Before you pull the "i make XXXX and don't have a degree" or "I have a friend who does this or this without a degree" we get it. I know millionaires who own their own businesses and dropped out of college before earning their degree. I know tradesman who makes six figures in unions and live a great life. The fact of the matter is that you handicap yourself without a college degree because it limits what you can do in today's world. You will never get far in healthcare without school after high school, the same goes for high law enforcement, teachers, engineers (mechanical and electrical), financing, marketing, sales, etc, etc. Some of these fields you can break into without a degree by knowing the right people, having the right entry-level experience, etc, but it's MUCH more difficult and on average someone with a degree will always be chosen ahead on average because of that simple piece of paper.
So yes, please blame the 18-year-old entering the real world who is then told that on average they'll make considerably less than their peers who end up with a college degree. Please be mad at them for trying to do the right thing and continue their education to further contribute to society and provide themselves with as many opportunities as possible. This is the system this country has created, and now you want to blame people (graduating high school students) for buying into it to do the right thing which ultimately sunk them into debt. Meanwhile, the government spends FAR more on other things that nobody wants to say a word about.
The amount of money forgiven by the government for the PPP loans is DOUBLE that of the student loan forgiveness. But sure, let's feel bad for the catholic pedophile church for accepting $3.5 billion in PPP loans and not paying them back. Or how about Tom Brady accepting $1M himself and not paying it back? Or how about Kanye West, Reese Witherspoon, etc, etc. all paid for by the American people. Meanwhile, half of all small businesses were denied PPP loans. Let's not act like that entire PPP bullshit wasn't a complete disaster as we saw billions literally go into the pockets of those that are already wealthy. But hey, let's be mad at the average American (90% of whom make $75K or less) for getting $10K knocked off their student loan debt. Makes sense.
This post was edited by Sixers on Aug 29 2022 08:12am