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Aug 28 2022 07:41pm
Quote (YeeHaw @ Aug 27 2022 01:08pm)
You guys are comparing ppp loans to student loans? Well of course you are but why?

PPP was given to businesses that were forced by the US government to close up, to keep the business up and pay employees that, again i don’t know why I have to say this, were forced by the US government to not work.

Student loans were taken voluntarily by willing participants.


In one situation the government literally forced unemployment on people, and Congress convenes to provide stimulus to those who were effected.

In another situation the executive branch just up and decided to cut money off of loans given to a good portion of their voter base.


Catholic church accepted $3.5 BILLION in PPP loan. It was never paid back.

Tom Brady took $1M in PPP loan. It was never paid back.

Yet half of small businesses were denied PPP loans. Businesses that ACTUALLY needed the money.
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Aug 28 2022 10:21pm
Quote (Sixers @ Aug 28 2022 08:41pm)
Catholic church accepted $3.5 BILLION in PPP loan. It was never paid back.

Tom Brady took $1M in PPP loan. It was never paid back.

Yet half of small businesses were denied PPP loans. Businesses that ACTUALLY needed the money.



Thank you. Every single person is deliberately ignoring my point. This forum is just, so great.
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Aug 28 2022 10:47pm
Quote (YeeHaw @ 29 Aug 2022 14:21)
Thank you. Every single person is deliberately ignoring my point. This forum is just, so great.


What's your point? Cant expect everyone to read all 151 comments :P
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Aug 28 2022 10:56pm
Quote (FantasyWorldII @ Aug 28 2022 11:47pm)
What's your point? Cant expect everyone to read all 151 comments :P



My point is this forum is becoming more and more useless when it comes to having discussions. I have had a few good ones but now every single response to me is completely out of left field and doesn’t acknowledge a single thing I said.


There is the saying, “talking past each other” this is every fucking response to me lately. Y’all are so useless.

I’m like yo the government forced the world to shut down and gave loans because of that. That is my point. Every single response is like “well republicans took those loans”. Holy shit dude y’all are insufferable.



I get it y’all hate republicans

This post was edited by YeeHaw on Aug 28 2022 10:58pm
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Aug 28 2022 11:43pm
Quote (YeeHaw @ 29 Aug 2022 14:56)
My point is this forum is becoming more and more useless when it comes to having discussions. I have had a few good ones but now every single response to me is completely out of left field and doesn’t acknowledge a single thing I said.


There is the saying, “talking past each other” this is every fucking response to me lately. Y’all are so useless.

I’m like yo the government forced the world to shut down and gave loans because of that. That is my point. Every single response is like “well republicans took those loans”. Holy shit dude y’all are insufferable.

I get it y’all hate republicans


Sorry to sound like an idiot but I really want to make sure I understand what you are saying:
You disagree with the shutdown and also disagree to give loans. Did I understand your point correctly?
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Aug 29 2022 05:20am
Quote (YeeHaw @ Aug 29 2022 12:21am)
Thank you. Every single person is deliberately ignoring my point. This forum is just, so great.


Point is nobody was "forced" to take out a loan they couldn't pay back.

You take out a loan, you pay it back. Am I right? That's the view of some, yet it doesn't apply to all loans right?

Also, don't talk about student loans being a choice when this Country makes it so difficult for people to excel without a college degree in many fields. Teachers, nurses, police, accountants, etc. Even mechanics require schooling in most cases. People that want to contribute to society have no choice but to go into debt to get that piece of paper. Not everyone is lucky enough to have parents pay for everything.

How about the bigger issue which is how expensive college is.
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Aug 29 2022 06:19am
Quote (Sixers @ Aug 29 2022 06:20am)
Point is nobody was "forced" to take out a loan they couldn't pay back.

You take out a loan, you pay it back. Am I right? That's the view of some, yet it doesn't apply to all loans right?

Also, don't talk about student loans being a choice when this Country makes it so difficult for people to excel without a college degree in many fields. Teachers, nurses, police, accountants, etc. Even mechanics require schooling in most cases. People that want to contribute to society have no choice but to go into debt to get that piece of paper. Not everyone is lucky enough to have parents pay for everything.

How about the bigger issue which is how expensive college is.



Bro the PPP was because people were forced out of work. Still deliberately missing my point.

Yes, you take a loan you pay it back. That is the basis for taking loans. No matter who you are. Nice “gotcha”………….

I do extremely well and contribute plenty to society. Never set foot in a college. Idk who you are but please step off your fucking high horse acting like college grads are the only people who contribute anything.

And I have been addressing why college is so expensive to begin with since this became a discussion. Do you want to discuss it? Do you want to discuss how expensive tuition became as soon as it became subsidized by the government? Or how shitty the education system became once teachers and professors stopped being held accountable to provide a good education and did not fear accountability for their performance? Do you think government bailouts make businesses rethink their model? Or does it give them the freedom to make piss poor choices knowing big brother is there with billions every time they screw up. Can you name a single business that became better at what they do and more responsible when the government started subsidizing it? Do you think it is wise for our culture (you are a fantastic example as you spouted this bullshit to me just now) to tell kids they aren’t going to be successful unless they get a degree? Is it fair that public schools basically shovel children into college and from grade school on tell them repeatedly they must go or they will not make it?

There’s a few questions to ponder since you want to discuss the why.
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Aug 29 2022 06:23am
Quote (FantasyWorldII @ Aug 29 2022 12:43am)
Sorry to sound like an idiot but I really want to make sure I understand what you are saying:
You disagree with the shutdown and also disagree to give loans. Did I understand your point correctly?



We were pretending to discuss the difference between PPP loans and student loans. It seems if you disagree with me you just have to change the subject though.
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Aug 29 2022 08:07am
Quote (YeeHaw @ Aug 29 2022 08:19am)
Bro the PPP was because people were forced out of work. Still deliberately missing my point.

Yes, you take a loan you pay it back. That is the basis for taking loans. No matter who you are. Nice “gotcha”………….

I do extremely well and contribute plenty to society. Never set foot in a college. Idk who you are but please step off your fucking high horse acting like college grads are the only people who contribute anything.

And I have been addressing why college is so expensive to begin with since this became a discussion. Do you want to discuss it? Do you want to discuss how expensive tuition became as soon as it became subsidized by the government? Or how shitty the education system became once teachers and professors stopped being held accountable to provide a good education and did not fear accountability for their performance? Do you think government bailouts make businesses rethink their model? Or does it give them the freedom to make piss poor choices knowing big brother is there with billions every time they screw up. Can you name a single business that became better at what they do and more responsible when the government started subsidizing it? Do you think it is wise for our culture (you are a fantastic example as you spouted this bullshit to me just now) to tell kids they aren’t going to be successful unless they get a degree? Is it fair that public schools basically shovel children into college and from grade school on tell them repeatedly they must go or they will not make it?

There’s a few questions to ponder since you want to discuss the why.


Nobody is on their high horse, i'm just here speaking facts. I knew the "you don't need a college degree to do well" argument was coming, everyone who doesn't have one is so sensitive and says the same damn thing when this discussion is brought up. I should have just said please save us the time and avoid that because it has been said a billion times. Congrats for defying the odds if you make six figures without a college degree, but for every one of you there are far more making far less. Yes, I know very well that you can do well without a degree, we all know this. However, it's factual that more education = more income, on average.

Here are the median lifetime earnings of full-time workers by level of education:

less than high school - $1.2 million
high school diploma - $1.6 million
some college, but no degree - $1.9 million, equal to about $47,500 annually
associate’s degree - $2 million, or about $50,000 per year
bachelor’s degree - $2.8 million, the equivalent of $70,000 annually
master’s degree - $3.2 million, or $80,000 annually
doctoral degree - $4 million, equal to $100,000 per year
professional degree - $4.7 million, or an average of $117,500 annually.


Again, does this mean you can't make really good money without a college degree? Of course not. Before you pull the "i make XXXX and don't have a degree" or "I have a friend who does this or this without a degree" we get it. I know millionaires who own their own businesses and dropped out of college before earning their degree. I know tradesman who makes six figures in unions and live a great life. The fact of the matter is that you handicap yourself without a college degree because it limits what you can do in today's world. You will never get far in healthcare without school after high school, the same goes for high law enforcement, teachers, engineers (mechanical and electrical), financing, marketing, sales, etc, etc. Some of these fields you can break into without a degree by knowing the right people, having the right entry-level experience, etc, but it's MUCH more difficult and on average someone with a degree will always be chosen ahead on average because of that simple piece of paper.

So yes, please blame the 18-year-old entering the real world who is then told that on average they'll make considerably less than their peers who end up with a college degree. Please be mad at them for trying to do the right thing and continue their education to further contribute to society and provide themselves with as many opportunities as possible. This is the system this country has created, and now you want to blame people (graduating high school students) for buying into it to do the right thing which ultimately sunk them into debt. Meanwhile, the government spends FAR more on other things that nobody wants to say a word about.

The amount of money forgiven by the government for the PPP loans is DOUBLE that of the student loan forgiveness. But sure, let's feel bad for the catholic pedophile church for accepting $3.5 billion in PPP loans and not paying them back. Or how about Tom Brady accepting $1M himself and not paying it back? Or how about Kanye West, Reese Witherspoon, etc, etc. all paid for by the American people. Meanwhile, half of all small businesses were denied PPP loans. Let's not act like that entire PPP bullshit wasn't a complete disaster as we saw billions literally go into the pockets of those that are already wealthy. But hey, let's be mad at the average American (90% of whom make $75K or less) for getting $10K knocked off their student loan debt. Makes sense. :wallbash:

This post was edited by Sixers on Aug 29 2022 08:12am
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Aug 29 2022 08:29am


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