You need to pay cops more to compensate for the cost of doing business. "Pay $5-10k insurance annually on a $50k salary, kthx" is not going to find many takers. At the end of the day, the tax-payer is on the hook.

frankly i dont think that math works out, that insurance cost seems extremely high.

just as an example say a city like chicago spends 10m$ settling lawsuits in payouts, and several million more litigating the lawsuits.

13,138 uniformed police officers

12m$/13,138 officers = 913$/officer.

and with insurance companies taking over the litigation the city saves even more.

that's of course simplified, as risk pools in insurance aren't magically coded into city lines. so smaller areas and suburbs would absorb even more risk. even with insurance companies taking a sizeable profit i dont see that type of pricetag. plus there are incalculable benefits such as the city not having to shamefully pay off families with dead bodies, or play the "how much is enough that we wont get bad PR". insurance would handle that, and corporations are known to be greedy and have plenty of experience taking flack on that. additionally increases in insurance premiums would price out some cops, meaning the city wouldnt have to make a call to fire someone.

This post was edited by thesnipa on Sep 24 2020 08:37am

The city of Louisville just settled for $12 million in the Breonna Taylor case. LMPD has approximately 900-1000 duty officers. That's around $12,000 per officer that the settlement is costing Louisville taxpayers.

and there's of course this too. think of cities far smaller than Louisville, there was a case in my hometown with someone shot and killed where the victims family got 1 million in settlements, they have 6 uniformed officers. if insurance linked them in risk pools the cost would be far more spread out.

edit: and i just looked it up, Dr's pay about 7.5k/year annually for malpractice insurance. but malpractice suits against doctors are far more common than police misconduct lawsuits. something like 73% of officer will never discharge their weapon in a career.

This post was edited by thesnipa on Sep 24 2020 08:42am

Gonna he you after November

As a citizen of the United States of America, I respect the decisions made by the people, even if I don’t agree with them.

Until they turn violent and start breaking the law.

so much hypocrisy coming from both sides. it's hilarious how similar everyone acts despite their party lines, except they hate each other

sad state of affairs



I'd be IMPRESSED if right wing groups cause more damage than BLM-Antifa

This post was edited by proccy on Sep 24 2020 08:52am

“Blah blah blah”

How am I being hypocritical?

Your image points out the hypocrisy on the left, which I agree with

Lots of flip flopping on both sides though