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Apr 15 2020 05:17am
Quote (aaron9999 @ Apr 15 2020 09:04pm)
????

First off when I say 6 months of expenses I mean paying your rent/mortgage and other bills.

Second off if you make 75k and 37k is your 6 month expenses you are doing it wrong... and no wonder why people don't have savings. So yes if your not saving money month to month you are 100% living above your means.


No, you are living within them, as i literally already explained to you.
If you are not going into debt and are paying your bills you are living within your means.
Savings is extra if you are saving money every month you are living BELOW your means.
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Apr 15 2020 05:18am
https://www.huffpost.com/entry/donald-trumps-name-on-stimulus-check-irs-coronavirus_n_5e965be0c5b6ead140045899

The president's self-importance knows no bounds. He's literally dragging out important help for millions so the checks show up in their mail box attributing the check to him. Fucking cult of personality.
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Apr 15 2020 05:19am
Quote (Santara @ Apr 15 2020 09:18pm)
https://www.huffpost.com/entry/donald-trumps-name-on-stimulus-check-irs-coronavirus_n_5e965be0c5b6ead140045899

The president's self-importance knows no bounds. He's literally dragging out important help for millions so the checks show up in their mail box attributing the check to him. Fucking cult of personality.


Now see that is the kind of thing that just highlights what a low life he is.
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Apr 15 2020 05:26am
Quote (Plaguefear @ Apr 15 2020 04:17am)
No, you are living within them, as i literally already explained to you.
If you are not going into debt and are paying your bills you are living within your means.
Savings is extra if you are saving money every month you are living BELOW your means.


I'm so sorry public school system failed you so hard... Most normal schools teach you 10% of your pay check should go in to savings. It's common knowledge I thought? Explains why so many people don't have savings but own a lot of crap they don't need?

I worry for people like you.
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Apr 15 2020 05:37am
Well boys, my vote was just bought today.

Will be using my handout to pay my insurance deductible for the trees that fell in my yard, creamed a couple fences, and had one destroy my pool patio. The rest will pay off some CC debt Ive ran up after recently during my move.

Anyone else get a handout?


Quote (aaron9999 @ Apr 15 2020 07:26am)
I'm so sorry public school system failed you so hard... Most normal schools teach you 10% of your pay check should go in to savings. It's common knowledge I thought? Explains why so many people don't have savings but own a lot of crap they don't need?

I worry for people like you.


We haven't had home economics the school in a very long time far as I know.

This post was edited by Skinned on Apr 15 2020 05:37am
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Apr 15 2020 05:37am
Quote (Santara @ Apr 15 2020 07:18am)
https://www.huffpost.com/entry/donald-trumps-name-on-stimulus-check-irs-coronavirus_n_5e965be0c5b6ead140045899

The president's self-importance knows no bounds. He's literally dragging out important help for millions so the checks show up in their mail box attributing the check to him. Fucking cult of personality.


His treasury department also gave banks the green light to seize those checks for debts.
Member
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Apr 15 2020 05:38am
Quote (aaron9999 @ Apr 15 2020 09:26pm)
I'm so sorry public school system failed you so hard... Most normal schools teach you 10% of your pay check should go in to savings. It's common knowledge I thought? Explains why so many people don't have savings but own a lot of crap they don't need?

I worry for people like you.


I am fine, don't worry about me.
I need everything i own, i have had this fight with the mrs already, i need all 26 fishing rods.
Why would i need 6 months worth of expenses in the bank though?
Struggling to see the point.

This post was edited by Plaguefear on Apr 15 2020 05:42am
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Apr 15 2020 06:45am
Quote (Plaguefear @ Apr 15 2020 04:38am)
I am fine, don't worry about me.
I need everything i own, i have had this fight with the mrs already, i need all 26 fishing rods.
Why would i need 6 months worth of expenses in the bank though?
Struggling to see the point.


jesus....
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Apr 15 2020 07:15am
Quote (aaron9999 @ 15 Apr 2020 04:19)
If you make over 75k and don't enough money saved up for at least 6 months of living expenses. Your own fault and been living above your means.

Now if you make 40k and live paycheck to paycheck that's different.



You understand 75k DC is < 40K Idaho, yeah?

But luckily I’m not a fuck and do have other investments

This post was edited by Greater on Apr 15 2020 07:16am
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Apr 15 2020 07:27am
Quote (Plaguefear @ Apr 15 2020 02:41am)
Saving is living below your means.
Living above your means would be going into debt.
No debt, low savings is living within your means.
Its like you completely ignore the fact that different places have different expenses.
You move to new york and try to save money on $75,000.


most people are stupid and overextend themselves. If I made $50,000/yr. I could save over $15,000 a year and live decent.
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