Buy your xbox live annual codes on ebay and they only cost about $35-40/year

xbox live is never down for me

Or use ms rewards.

Havnt had to pay for live or gamepass ult thanks to reward point redemptions.

Also just cashed in a bunch ive saved up over the past year for $150 in ms gift cards to knock some off the price of series x. Just need preorders to go live.

Do you use the bing searchs?

Yes, and sometimes do the surveys / quizzes they have daily for extra.

In less than a year i earned the $150, so its quite worth it for about 5 mins per day of work. I'm on my phone anyway, might as well earn something.