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Jan 4 2020 06:44pm
I just moved to America and have no credit or bad credit since I am from a nother country.


I'm looking at a Porsche Cayenne around 25k

And a e350 coupe is 15k.


Does the car company give me insurance or do I get it somewhere else after I ride off with the car?
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Jan 5 2020 11:41am
you have to get insurance from a separate company, before a car lot can put a tag on a car for you. if you arent paying the car off in full, you will need full coverage insurance usually with atleast a $500 deductible, also the car payments and down payment are going to be pretty high with no credit.
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Jan 5 2020 05:48pm
Quote (HiBillyMaysHere @ Jan 5 2020 09:41am)
you have to get insurance from a separate company, before a car lot can put a tag on a car for you. if you arent paying the car off in full, you will need full coverage insurance usually with atleast a $500 deductible, also the car payments and down payment are going to be pretty high with no credit.


Thanks . Probably won't finance a car I'll buy one from a private seller
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Jan 6 2020 06:54pm
better off getting a credit card asap to build up your credit, for now it's best not to finance a car with no credit history, you're rate will be pretty high if you can't get a solid co sign

This post was edited by h4bs on Jan 6 2020 07:22pm
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Jan 7 2020 04:34am
Quote (FreeHongKong @ 5 Jan 2020 08:44)
I just moved to America and have no credit or bad credit since I am from a nother country.


I'm looking at a Porsche Cayenne around 25k

And a e350 coupe is 15k.


Does the car company give me insurance or do I get it somewhere else after I ride off with the car?


happy you got out of HK
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Posts: 338
Joined: Jan 3 2020
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Jan 7 2020 01:23pm
Quote (h4bs @ Jan 6 2020 04:54pm)
better off getting a credit card asap to build up your credit, for now it's best not to finance a car with no credit history, you're rate will be pretty high if you can't get a solid co sign


Cool damn so sad buy pd credit take how long???

Quote (A1RES @ Jan 7 2020 02:34am)
happy you got out of HK


Thank you.


I used to play Diablo 2 many years ago maybe 15 year ago.

This site we as just new cant believe so many still play Diablo
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Jan 9 2020 01:21pm
I suggest only liability

Full coverage isn't totally necessary if you know how to be a safe driver to yourself and others around you
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Jan 9 2020 04:33pm
Quote (me1 @ Jan 9 2020 11:21am)
I suggest only liability

Full coverage isn't totally necessary if you know how to be a safe driver to yourself and others around you



It is required if you are financing a car...
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Jan 13 2020 07:16pm
Quote (FreeHongKong @ Jan 4 2020 07:44pm)
I just moved to America and have no credit or bad credit since I am from a nother country.


I'm looking at a Porsche Cayenne around 25k

And a e350 coupe is 15k.


Does the car company give me insurance or do I get it somewhere else after I ride off with the car?


those are both luxury cars and unless you can afford them outright I would not recommend financing them.

edit: especially at those prices - im guessing 3rd 4th owner cars youre lookin at?

This post was edited by Darnderin on Jan 13 2020 07:16pm
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Jan 13 2020 07:27pm
Quote (me1 @ Jan 9 2020 02:21pm)
I suggest only liability

Full coverage isn't totally necessary if you know how to be a safe driver to yourself and others around you


doesn't matter how safe you are, people are stupid.
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