I'm so under-geared and the market is literally no help with proper gear at all. Nothing but junk and my guild seems more inactive than me as I'm on daily so I can't get much help from them. How do I train on level 40 instead of level 45's?

You will be much better off slowly climbing at lvl 45. You could whistle lvl 40 monsters, but the amount of experience and the drops you get would be almost non-existent

Do you have any gear to sell me to help?

can prob make an iso here.

https://forums.d2jsp.org/forum.php?f=273

My suggestion is to either wait until a climb is available at your lvl, see if someone might help you at your lvl, or simply reroll your character back to lvl 1, and sell off all the whites/decent items until you can afford better gear

reroll to level1? wow the worst suggestion i have ever seen! smart guys would simply start the next character than to reroll, special for a beginner that hard works to get level 40 it is the wrong way to reroll. Let them stay and start on next character, best way.

I agree with this comment here. Rerolling my character sounds like a lot of wasted effort. I'm glad I read your comment right after before doing so. I was nearly inches away from rerolling my character.

Are you renting a vault right now to store your lower level gear? Unless you are getting gear transferred from someone else in your guild, you're probably better off saving that fg and making as many characters as you can. If you do the explore the maze quest with each of them and reroll until they get 10 equipment spots each, that would be 150 extra spots to use to store what you find even without ees gear for them. You could level each of those guys up to 45 and sell 1fg items until you can afford a cheap mq club

Also, the 39ee lvl 55 club you have on the mp should do more damage than the 60ee lvl 45 sword you are using

It does, you're right, but I noticed it's a tad slower when attacking. Is that an issue?