1. Drivers are more or less same nowdays, early 5000 series were bad but 6000 and 7000 are good
2. You literally cant spot RT on or off, so no one should care about it (yet)
3. Nvidia is a ****up company with really queastionable "tricks". Newest was 4080 8gig oh no its 4070ti, or 3090 then 3080ti, or not sending cards to youtubers who arent placing nvidia over AMD because RT, list goes on
But in the end of the day, its hardly a 50-50 choice tbh. As you can see i dont like nvidia at all but recently i wanted sth better than 6700xt, but couldnt afford 6800 so i bought a 3070. So currently if you want so spend 350 buy a 3060ti, 400 is 6700xt, 450 is 3070ti or 6800, 500 is 6800xt, 600 is 3080 and so on.