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Apr 7 2025 09:44am
Short term moves in your 401k are irrelevant if you have a time horizon of 20-30 years.

It also lets you buy assets at 15-20% discount, which over the long term is actually a positive.


It's only positive if it goes back up, not keep dropping.

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Apr 7 2025 09:53am
It's only positive if it goes back up, not keep dropping.


that "if" is on a 20-30 year time scale. so its not an "if".
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Apr 7 2025 10:20am
that "if" is on a 20-30 year time scale. so its not an "if".


Anything that goes up will come down. Anything that goes down will come up.

Unless you are Mongolians. It is unlikely they will come up anytime soon.

This post was edited by Hamsterbaby on Apr 7 2025 10:21am
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Apr 7 2025 10:28am
China already cheats with it's currency to manipulate it's price.
They also do stuff like give huge loans to poor countries,. knowing those countries can never pay it back.

I'm real curious how china is going to keep at this game...
USA and Europe can handle the turbulence.

China on the other hand has had major economic woes in the past several years.
including a real estate pop.

Keep in mind, china is not all big cities with future tech.
Most of china is country side farmers who are too poor to own the latest cell phone.



China is already stuck between a rock and a hard place. They have slowing domestic demand and slowing global demand. Historically they could dump all of that excess demand in global markets, but with these tariffs they can't. These tariffs puts even further pressure on that and could cause a deflationary scenario which would be catastrophic for them. In such a case, we'd actually might see global deflation not inflation.

If they devalue = global consumers are fine but domestically they are fucked as food and energy imports will go way up in price. If they devalue it also puts less confidence on the Yuan, so bilateral trade partners may say we want to get paid in something else vs Yuan... so much for de-dollarization?

Trump/Bessent made it clear de-dollarization won't be accepted and it's a top priority for USD to remain reserve currency. China devaluing would fall into the trap, because if you devalue your currency you're fucking all those trade partners that 'trusted' your currency's stability.




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Apr 7 2025 10:31am
China will either bend the knee or starve
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Apr 7 2025 11:13am
that "if" is on a 20-30 year time scale. so its not an "if".


You seem to forget the hundreds of thousands of Americans who are retiring soon. What about them? I doubt a 30% drop in their 401k is going to allow to retire sooner.

They can't wait decades for the stock to come back.

China will either bend the knee or starve


China is not worried, which is why they are meeting our tariffs with their own. You seem to be misinformed.
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Apr 7 2025 11:14am
You seem to forget the hundreds of thousands of Americans who are retiring soon. What about them? I doubt a 30% drop in their 401k is going to allow to retire sooner.

They can't wait decades for the stock to come back.



China is not worried, which is why they are meeting our tariffs with their own. You seem to be misinformed.


this is the post you responded to:

Short term moves in your 401k are irrelevant if you have a time horizon of 20-30 years.

It also lets you buy assets at 15-20% discount, which over the long term is actually a positive.


just read better man.

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Apr 7 2025 11:21am
You seem to forget the hundreds of thousands of Americans who are retiring soon. What about them? I doubt a 30% drop in their 401k is going to allow to retire sooner.

They can't wait decades for the stock to come back.



China is not worried, which is why they are meeting our tariffs with their own. You seem to be misinformed.


They don't cash it all out at once, they do it bit by bit as they need it.
The vast majority of them are likely flush with cash and other assets as well.
It's not that big of a deal for them to hold of selling till it recovers.
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Apr 7 2025 11:23am
They don't cash it all out at once, they do it bit by bit as they need it.
The vast majority of them are likely flush with cash and other assets as well.
It's not that big of a deal for them to hold of selling till it recovers.


The vast majority of people are not flush with cash and other assets, in what bubble do you live?
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Apr 7 2025 11:24am
Gotta love the blatant insider trading by Drumpf

> Levy tariffs
> Stocks drop
> Tells family and friends he will announce negotiations tomorrow so buy low now
> Announces negations
> Stocks go up
> Family and friends profit
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