i am sorry to see this man i hope things work out for you and I am sure they will dude. Since you asked for advise, mine would be to stop the gambling your doing now and spend less money all together per month. 6k a month is a lot of money to make per month, and could easily pay your friend back if you budget wisely for a few months and save say 3k a month to pay your friend and every 3rd month take the money you have saved and the 4k and pay off you friend 10k at a time. In the mean time do not obtain more debt for yourself through gambling.
If you do the math there that is less than 2 years and you can be debt free!
Good luck to ya man
